Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Nebraska. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Nebraska Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, NE$272,000$357,000
Antelope County, NE$272,000$340,000
Arthur County, NE$272,000$340,000
Banner County, NE$272,000$340,000
Blaine County, NE$272,000$340,000
Boone County, NE$272,000$340,000
Box Butte County, NE$272,000$340,000
Boyd County, NE$272,000$340,000
Brown County, NE$272,000$340,000
Buffalo County, NE$272,000$357,000
Burt County, NE$272,000$340,000
Butler County, NE$272,000$357,000
Cedar County, NE$272,000$340,000
Chase County, NE$272,000$340,000
Cherry County, NE$272,000$340,000
Cheyenne County, NE$272,000$357,000
Clay County, NE$272,000$340,000
Colfax County, NE$272,000$340,000
Cuming County, NE$272,000$340,000
Custer County, NE$272,000$340,000
Dawes County, NE$272,000$340,000
Dawson County, NE$272,000$340,000
Deuel County, NE$272,000$340,000
Dodge County, NE$272,000$340,000
Dundy County, NE$272,000$340,000
Fillmore County, NE$272,000$340,000
Franklin County, NE$272,000$340,000
Frontier County, NE$272,000$340,000
Furnas County, NE$272,000$340,000
Gage County, NE$272,000$340,000
Garden County, NE$272,000$340,000
Garfield County, NE$272,000$340,000
Gosper County, NE$272,000$340,000
Grant County, NE$272,000$340,000
Greeley County, NE$272,000$340,000
Hall County, NE HUD Metro FMR Area$272,000$340,000
Hamilton County, NE HUD Metro FMR Area$272,000$340,000
Harlan County, NE$272,000$340,000
Hayes County, NE$272,000$340,000
Hitchcock County, NE$272,000$340,000
Holt County, NE$272,000$340,000
Hooker County, NE$272,000$340,000
Howard County, NE HUD Metro FMR Area$272,000$357,000
Jefferson County, NE$272,000$340,000
Johnson County, NE$272,000$340,000
Kearney County, NE$272,000$357,000
Keith County, NE$272,000$340,000
Keya Paha County, NE$272,000$340,000
Kimball County, NE$272,000$340,000
Knox County, NE$272,000$340,000
Lincoln County, NE$272,000$357,000
Lincoln, NE HUD Metro FMR Area$289,000$374,000
Logan County, NE$272,000$340,000
Loup County, NE$272,000$340,000
Madison County, NE$272,000$340,000
McPherson County, NE$272,000$340,000
Merrick County, NE HUD Metro FMR Area$272,000$340,000
Morrill County, NE$272,000$340,000
Nance County, NE$272,000$340,000
Nemaha County, NE$272,000$357,000
Nuckolls County, NE$272,000$340,000
Omaha-Council Bluffs, NE-IA HUD Metro FMR Area$289,000$391,000
Otoe County, NE$272,000$357,000
Pawnee County, NE$272,000$340,000
Perkins County, NE$272,000$357,000
Phelps County, NE$272,000$357,000
Pierce County, NE$272,000$340,000
Platte County, NE$272,000$340,000
Polk County, NE$272,000$340,000
Red Willow County, NE$272,000$340,000
Richardson County, NE$272,000$340,000
Rock County, NE$272,000$340,000
Saline County, NE$272,000$340,000
Saunders County, NE HUD Metro FMR Area$306,000$408,000
Scotts Bluff County, NE$272,000$340,000
Seward County, NE HUD Metro FMR Area$323,000$408,000
Sheridan County, NE$272,000$340,000
Sherman County, NE$272,000$340,000
Sioux City, IA-NE-SD HUD Metro FMR Area$272,000$357,000
Sioux County, NE$272,000$340,000
Stanton County, NE$272,000$340,000
Thayer County, NE$272,000$340,000
Thomas County, NE$272,000$340,000
Thurston County, NE$272,000$340,000
Valley County, NE$272,000$340,000
Wayne County, NE$272,000$357,000
Webster County, NE$272,000$340,000
Wheeler County, NE$272,000$340,000
York County, NE$272,000$340,000
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