Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Montana. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Montana Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Beaverhead County, MT$272,000$340,000
Big Horn County, MT$272,000$340,000
Billings, MT HUD Metro FMR Area$272,000$357,000
Blaine County, MT$272,000$340,000
Broadwater County, MT$272,000$340,000
Carter County, MT$272,000$340,000
Chouteau County, MT$272,000$340,000
Custer County, MT$272,000$340,000
Daniels County, MT$272,000$340,000
Dawson County, MT$272,000$340,000
Deer Lodge County, MT$272,000$340,000
Fallon County, MT$289,000$374,000
Fergus County, MT$272,000$340,000
Flathead County, MT$272,000$340,000
Gallatin County, MT$289,000$374,000
Garfield County, MT$272,000$340,000
Glacier County, MT$272,000$340,000
Golden Valley County, MT HUD Metro FMR Area$272,000$340,000
Granite County, MT$272,000$340,000
Great Falls, MT MSA$272,000$340,000
Hill County, MT$272,000$340,000
Jefferson County, MT$323,000$417,000
Judith Basin County, MT$272,000$340,000
Lake County, MT$272,000$340,000
Lewis and Clark County, MT$289,000$391,000
Liberty County, MT$272,000$340,000
Lincoln County, MT$272,000$340,000
Madison County, MT$272,000$340,000
McCone County, MT$272,000$340,000
Meagher County, MT$272,000$340,000
Mineral County, MT$272,000$340,000
Missoula, MT MSA$272,000$340,000
Musselshell County, MT$272,000$340,000
Park County, MT$272,000$340,000
Petroleum County, MT$272,000$340,000
Phillips County, MT$272,000$340,000
Pondera County, MT$272,000$340,000
Powder River County, MT$272,000$340,000
Powell County, MT$272,000$340,000
Prairie County, MT$272,000$340,000
Ravalli County, MT$272,000$340,000
Richland County, MT$272,000$374,000
Roosevelt County, MT$272,000$340,000
Rosebud County, MT$272,000$340,000
Sanders County, MT$272,000$340,000
Sheridan County, MT$272,000$357,000
Silver Bow County, MT$272,000$340,000
Stillwater County, MT$289,000$374,000
Sweet Grass County, MT$272,000$340,000
Teton County, MT$272,000$340,000
Toole County, MT$272,000$340,000
Treasure County, MT$272,000$340,000
Valley County, MT$272,000$340,000
Wheatland County, MT$272,000$340,000
Wibaux County, MT$272,000$340,000
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