Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Missouri. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits.

The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Missouri Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Adair County, MO$272,000$340,000
Atchison County, MO$272,000$340,000
Audrain County, MO$272,000$340,000
Barry County, MO$272,000$340,000
Barton County, MO$272,000$340,000
Bates County, MO HUD Metro FMR Area$272,000$340,000
Benton County, MO$272,000$340,000
Butler County, MO$272,000$340,000
Callaway County, MO HUD Metro FMR Area$272,000$340,000
Camden County, MO$272,000$340,000
Cape Girardeau County, MO SEA$272,000$340,000
Cape Girardeau, MO-IL MSA$272,000$340,000
Carroll County, MO$272,000$340,000
Carter County, MO$272,000$340,000
Cedar County, MO$272,000$340,000
Chariton County, MO$272,000$340,000
Clark County, MO$272,000$340,000
Columbia, MO MSA$289,000$391,000
Cooper County, MO$272,000$340,000
Crawford County, MO$272,000$340,000
Dade County, MO$272,000$340,000
Dallas County, MO HUD Metro FMR Area$272,000$340,000
Daviess County, MO$272,000$340,000
Dent County, MO$272,000$340,000
Douglas County, MO$272,000$340,000
Dunklin County, MO$272,000$340,000
Gasconade County, MO$272,000$340,000
Gentry County, MO$272,000$340,000
Grundy County, MO$272,000$340,000
Harrison County, MO$272,000$340,000
Henry County, MO$272,000$340,000
Hickory County, MO$272,000$340,000
Holt County, MO$272,000$340,000
Howard County, MO$289,000$391,000
Howell County, MO$272,000$340,000
Iron County, MO$272,000$340,000
Jefferson City, MO HUD Metro FMR Area$289,000$374,000
Johnson County, MO$272,000$340,000
Joplin, MO MSA$272,000$340,000
Kansas City, MO-KS HUD Metro FMR Area$289,000$391,000
Knox County, MO$272,000$340,000
Laclede County, MO$272,000$340,000
Lawrence County, MO$272,000$340,000
Lewis County, MO$272,000$340,000
Linn County, MO$272,000$340,000
Livingston County, MO$272,000$340,000
Macon County, MO$272,000$340,000
Madison County, MO$272,000$340,000
Maries County, MO$272,000$340,000
Marion County, MO$272,000$340,000
McDonald County, MO HUD Metro FMR Area$272,000$340,000
Mercer County, MO$272,000$340,000
Miller County, MO$272,000$340,000
Mississippi County, MO$272,000$340,000
Moniteau County, MO HUD Metro FMR Area$272,000$340,000
Monroe County, MO$272,000$340,000
Montgomery County, MO$272,000$340,000
Morgan County, MO$272,000$340,000
New Madrid County, MO$272,000$340,000
Nodaway County, MO$272,000$340,000
Oregon County, MO$272,000$340,000
Ozark County, MO$272,000$340,000
Pemiscot County, MO$272,000$340,000
Perry County, MO$272,000$340,000
Pettis County, MO$272,000$340,000
Phelps County, MO$272,000$340,000
Pike County, MO$272,000$340,000
Polk County, MO HUD Metro FMR Area$272,000$340,000
Pulaski County, MO$272,000$340,000
Putnam County, MO$272,000$340,000
Ralls County, MO$272,000$340,000
Randolph County, MO$272,000$340,000
Reynolds County, MO$272,000$340,000
Ripley County, MO$272,000$340,000
Saline County, MO$272,000$340,000
Schuyler County, MO$272,000$340,000
Scotland County, MO$272,000$340,000
Scott County, MO$272,000$340,000
Shannon County, MO$272,000$340,000
Shelby County, MO$272,000$340,000
Springfield, MO HUD Metro FMR Area$272,000$340,000
St. Clair County, MO$272,000$340,000
St. Francois County, MO$272,000$340,000
St. Joseph, MO-KS MSA$272,000$340,000
St. Louis, MO-IL HUD Metro FMR Area$289,000$374,000
Ste. Genevieve County, MO$272,000$340,000
Stoddard County, MO$272,000$340,000
Stone County, MO$272,000$340,000
Sullivan County, MO$272,000$340,000
Taney County, MO$272,000$340,000
Texas County, MO$272,000$340,000
Vernon County, MO$272,000$340,000
Washington County, MO$272,000$340,000
Wayne County, MO$272,000$340,000
Worth County, MO$272,000$340,000
Wright County, MO$272,000$340,000
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