Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Mississippi. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Mississippi Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, MS$272,000$340,000
Alcorn County, MS$272,000$340,000
Amite County, MS$272,000$340,000
Attala County, MS$272,000$340,000
Benton County, MS HUD Metro FMR Area$272,000$340,000
Bolivar County, MS$272,000$340,000
Calhoun County, MS$272,000$340,000
Carroll County, MS$272,000$340,000
Chickasaw County, MS$272,000$340,000
Choctaw County, MS$272,000$340,000
Claiborne County, MS$272,000$340,000
Clarke County, MS$272,000$340,000
Clay County, MS$272,000$340,000
Coahoma County, MS$272,000$340,000
Covington County, MS$272,000$340,000
Franklin County, MS$272,000$340,000
George County, MS$272,000$340,000
Greene County, MS$272,000$340,000
Grenada County, MS$272,000$340,000
Gulfport-Biloxi, MS HUD Metro FMR Area$272,000$340,000
Hattiesburg, MS MSA$272,000$340,000
Holmes County, MS$272,000$340,000
Humphreys County, MS$272,000$340,000
Issaquena County, MS$272,000$340,000
Itawamba County, MS$272,000$340,000
Jackson, MS HUD Metro FMR Area$272,000$340,000
Jasper County, MS$272,000$340,000
Jefferson County, MS$272,000$340,000
Jefferson Davis County, MS$272,000$340,000
Jones County, MS$272,000$340,000
Kemper County, MS$272,000$340,000
Lafayette County, MS$272,000$357,000
Lauderdale County, MS$272,000$340,000
Lawrence County, MS$272,000$340,000
Leake County, MS$272,000$340,000
Lee County, MS$272,000$340,000
Leflore County, MS$272,000$340,000
Lincoln County, MS$272,000$340,000
Lowndes County, MS$272,000$340,000
Marion County, MS$272,000$340,000
Marshall County, MS HUD Metro FMR Area$272,000$340,000
Memphis, TN-MS-AR HUD Metro FMR Area$272,000$340,000
Monroe County, MS$272,000$340,000
Montgomery County, MS$272,000$340,000
Neshoba County, MS$272,000$340,000
Newton County, MS$272,000$340,000
Noxubee County, MS$272,000$340,000
Oktibbeha County, MS$272,000$340,000
Panola County, MS$272,000$340,000
Pascagoula, MS HUD Metro FMR Area$272,000$340,000
Pearl River County, MS$272,000$340,000
Pike County, MS$272,000$340,000
Pontotoc County, MS$272,000$340,000
Prentiss County, MS$272,000$340,000
Quitman County, MS$272,000$340,000
Scott County, MS$272,000$340,000
Sharkey County, MS$272,000$340,000
Simpson County, MS HUD Metro FMR Area$272,000$340,000
Smith County, MS$272,000$340,000
Stone County, MS$272,000$340,000
Sunflower County, MS$272,000$340,000
Tallahatchie County, MS$272,000$340,000
Tate County, MS HUD Metro FMR Area$272,000$340,000
Tippah County, MS$272,000$340,000
Tishomingo County, MS$272,000$340,000
Tunica County, MS HUD Metro FMR Area$272,000$340,000
Union County, MS$272,000$340,000
Walthall County, MS$272,000$340,000
Warren County, MS$272,000$340,000
Washington County, MS$272,000$340,000
Wayne County, MS$272,000$340,000
Webster County, MS$272,000$340,000
Wilkinson County, MS$272,000$340,000
Winston County, MS$272,000$340,000
Yalobusha County, MS$272,000$340,000
Yazoo County, MS HUD Metro FMR Area$272,000$340,000
Get Your Rate Quote
Refinance     Purchase

As seen in: