Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Maryland. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Maryland Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Baltimore-Columbia-Towson, MD MSA$340,000$417,000
California-Lexington Park, MD MSA$340,000$417,000
Caroline County, MD$340,000$417,000
Cumberland, MD-WV MSA$340,000$417,000
Dorchester County, MD$340,000$417,000
Garrett County, MD$340,000$417,000
Hagerstown, MD HUD Metro FMR Area$340,000$417,000
Kent County, MD$340,000$417,000
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA$323,000$417,000
Salisbury, MD HUD Metro FMR Area$340,000$417,000
Somerset County, MD HUD Metro FMR Area$340,000$417,000
Talbot County, MD$340,000$417,000
Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area$357,000$417,000
Worcester County, MD HUD Metro FMR Area$340,000$417,000
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