Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Maryland. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Maryland Guaranteed USDA Loan Limits

1-4 Person Households
5-8 Person Households
Baltimore-Columbia-Towson, MD MSA$374,000$483,000
California-Lexington Park, MD MSA$374,000$483,000
Caroline County, MD$340,000$431,000
Cumberland, MD-WV MSA$340,000$431,000
Dorchester County, MD$340,000$431,000
Garrett County, MD$340,000$431,000
Hagerstown, MD HUD Metro FMR Area$340,000$431,000
Kent County, MD$340,000$431,000
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA$357,000$466,000
Salisbury, MD HUD Metro FMR Area$340,000$431,000
Somerset County, MD HUD Metro FMR Area$340,000$431,000
Talbot County, MD$340,000$431,000
Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area$391,000$500,000
Worcester County, MD HUD Metro FMR Area$340,000$431,000
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