Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Louisiana. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Louisiana Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Acadia Parish, LA HUD Metro FMR Area$272,000$340,000
Alexandria, LA MSA$272,000$340,000
Allen Parish, LA$272,000$340,000
Assumption Parish, LA$272,000$340,000
Avoyelles Parish, LA$272,000$340,000
Baton Rouge, LA HUD Metro FMR Area$272,000$357,000
Beauregard Parish, LA$272,000$340,000
Bienville Parish, LA$272,000$340,000
Caldwell Parish, LA$272,000$340,000
Catahoula Parish, LA$272,000$340,000
Claiborne Parish, LA$272,000$340,000
Concordia Parish, LA$272,000$340,000
East Carroll Parish, LA$272,000$340,000
Evangeline Parish, LA$272,000$340,000
Franklin Parish, LA$272,000$340,000
Hammond, LA MSA$272,000$340,000
Houma-Thibodaux, LA MSA$272,000$340,000
Iberia Parish, LA HUD Metro FMR Area$272,000$340,000
Iberville Parish, LA HUD Metro FMR Area$272,000$340,000
Jackson Parish, LA$272,000$340,000
Jefferson Davis Parish, LA$272,000$340,000
La Salle Parish, LA$272,000$340,000
Lafayette, LA HUD Metro FMR Area$272,000$357,000
Lake Charles, LA MSA$272,000$340,000
Lincoln Parish, LA$272,000$340,000
Madison Parish, LA$272,000$340,000
Monroe, LA MSA$272,000$340,000
Morehouse Parish, LA$272,000$340,000
Natchitoches Parish, LA$272,000$340,000
New Orleans-Metairie, LA HUD Metro FMR Area$272,000$340,000
Red River Parish, LA$272,000$340,000
Richland Parish, LA$272,000$340,000
Sabine Parish, LA$272,000$340,000
Shreveport-Bossier City, LA HUD Metro FMR Area$272,000$340,000
St. James Parish, LA HUD Metro FMR Area$272,000$357,000
St. Landry Parish, LA$272,000$340,000
St. Mary Parish, LA$272,000$340,000
Tensas Parish, LA$272,000$340,000
Vermilion Parish, LA HUD Metro FMR Area$272,000$340,000
Vernon Parish, LA$272,000$340,000
Washington Parish, LA$272,000$340,000
Webster Parish, LA HUD Metro FMR Area$272,000$340,000
West Carroll Parish, LA$272,000$340,000
Winn Parish, LA$272,000$340,000
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