Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Kansas. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA mortgage limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Kansas Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Allen County, KS$272,000$340,000
Anderson County, KS$272,000$340,000
Atchison County, KS$272,000$340,000
Barber County, KS$272,000$340,000
Barton County, KS$272,000$340,000
Bourbon County, KS$272,000$340,000
Brown County, KS$272,000$340,000
Chase County, KS$272,000$340,000
Chautauqua County, KS$272,000$340,000
Cherokee County, KS$272,000$340,000
Cheyenne County, KS$272,000$340,000
Clark County, KS$272,000$340,000
Clay County, KS$272,000$340,000
Cloud County, KS$272,000$340,000
Coffey County, KS$272,000$357,000
Comanche County, KS$272,000$340,000
Cowley County, KS$272,000$340,000
Crawford County, KS$272,000$340,000
Decatur County, KS$272,000$340,000
Dickinson County, KS$272,000$340,000
Edwards County, KS$272,000$340,000
Elk County, KS$272,000$340,000
Ellis County, KS$272,000$357,000
Ellsworth County, KS$272,000$340,000
Finney County, KS$272,000$340,000
Ford County, KS$272,000$340,000
Franklin County, KS$272,000$340,000
Geary County, KS$272,000$340,000
Gove County, KS$272,000$340,000
Graham County, KS$272,000$340,000
Grant County, KS$272,000$357,000
Gray County, KS$272,000$357,000
Greeley County, KS$272,000$357,000
Greenwood County, KS$272,000$340,000
Hamilton County, KS$272,000$340,000
Harper County, KS$272,000$340,000
Haskell County, KS$272,000$340,000
Hodgeman County, KS$272,000$357,000
Jewell County, KS$272,000$340,000
Kansas City, MO-KS HUD Metro FMR Area$289,000$391,000
Kearny County, KS$272,000$340,000
Kingman County, KS HUD Metro FMR Area$272,000$340,000
Kiowa County, KS$272,000$340,000
Labette County, KS$272,000$340,000
Lane County, KS$272,000$357,000
Lawrence, KS MSA$306,000$391,000
Lincoln County, KS$272,000$340,000
Logan County, KS$272,000$340,000
Lyon County, KS$272,000$340,000
Marion County, KS$272,000$340,000
Marshall County, KS$272,000$340,000
McPherson County, KS$289,000$391,000
Meade County, KS$272,000$340,000
Mitchell County, KS$272,000$340,000
Montgomery County, KS$272,000$340,000
Morris County, KS$272,000$340,000
Morton County, KS$272,000$340,000
Nemaha County, KS$272,000$340,000
Neosho County, KS$272,000$340,000
Ness County, KS$272,000$340,000
Norton County, KS$272,000$340,000
Osborne County, KS$272,000$340,000
Ottawa County, KS$272,000$357,000
Pawnee County, KS$272,000$340,000
Phillips County, KS$272,000$340,000
Pottawatomie County, KS SEA$272,000$340,000
Pratt County, KS$272,000$340,000
Rawlins County, KS$272,000$340,000
Reno County, KS$272,000$340,000
Republic County, KS$272,000$340,000
Rice County, KS$272,000$340,000
Riley County, KS SEA$272,000$340,000
Rooks County, KS$272,000$340,000
Rush County, KS$272,000$340,000
Russell County, KS$272,000$340,000
Saline County, KS$272,000$340,000
Scott County, KS$272,000$357,000
Seward County, KS$272,000$340,000
Sheridan County, KS$272,000$340,000
Sherman County, KS$272,000$340,000
Smith County, KS$272,000$340,000
St. Joseph, MO-KS MSA$272,000$340,000
Stafford County, KS$272,000$340,000
Stanton County, KS$272,000$340,000
Stevens County, KS$272,000$340,000
Sumner County, KS HUD Metro FMR Area$272,000$357,000
Thomas County, KS$306,000$391,000
Topeka, KS MSA$272,000$340,000
Trego County, KS$272,000$340,000
Wallace County, KS$272,000$340,000
Washington County, KS$272,000$340,000
Wichita County, KS$272,000$340,000
Wichita, KS HUD Metro FMR Area$272,000$357,000
Wilson County, KS$272,000$340,000
Woodson County, KS$272,000$340,000
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