Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Indiana. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA mortgage limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Indiana Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, IN$272,000$340,000
Anderson, IN HUD Metro FMR Area$272,000$340,000
Blackford County, IN$272,000$340,000
Bloomington, IN HUD Metro FMR Area$272,000$340,000
Carroll County, IN HUD Metro FMR Area$272,000$340,000
Cass County, IN$272,000$340,000
Cincinnati, OH-KY-IN HUD Metro FMR Area$289,000$374,000
Clinton County, IN$272,000$340,000
Columbus, IN MSA$272,000$357,000
Crawford County, IN$272,000$340,000
Daviess County, IN$272,000$340,000
Decatur County, IN$272,000$340,000
DeKalb County, IN$272,000$340,000
Dubois County, IN$289,000$374,000
Elkhart-Goshen, IN MSA$272,000$340,000
Evansville, IN-KY MSA$272,000$340,000
Fayette County, IN$272,000$340,000
Fort Wayne, IN MSA$272,000$340,000
Fountain County, IN$272,000$340,000
Franklin County, IN$289,000$374,000
Fulton County, IN$272,000$340,000
Gary, IN HUD Metro FMR Area$272,000$357,000
Gibson County, IN$272,000$357,000
Grant County, IN$272,000$340,000
Greene County, IN$272,000$340,000
Henry County, IN$272,000$340,000
Huntington County, IN$272,000$340,000
Indianapolis-Carmel-Anderson, IN HUD Metro FMR Area$272,000$357,000
Jackson County, IN$272,000$340,000
Jasper County, IN HUD Metro FMR Area$289,000$374,000
Jay County, IN$272,000$340,000
Jefferson County, IN$272,000$340,000
Jennings County, IN$272,000$340,000
Knox County, IN$272,000$340,000
Kokomo, IN MSA$272,000$340,000
Kosciusko County, IN$272,000$340,000
Lafayette-West Lafayette, IN HUD Metro FMR Area$272,000$340,000
LaGrange County, IN$272,000$340,000
Lawrence County, IN$272,000$340,000
Louisville, KY-IN HUD Metro FMR Area$272,000$357,000
Marshall County, IN$272,000$340,000
Martin County, IN$272,000$340,000
Miami County, IN$272,000$340,000
Michigan City-La Porte, IN MSA$272,000$340,000
Montgomery County, IN$272,000$340,000
Muncie, IN MSA$272,000$340,000
Noble County, IN$272,000$340,000
Orange County, IN$272,000$340,000
Owen County, IN HUD Metro FMR Area$272,000$340,000
Parke County, IN$272,000$340,000
Perry County, IN$272,000$340,000
Pike County, IN$272,000$340,000
Pulaski County, IN$272,000$340,000
Putnam County, IN HUD Metro FMR Area$272,000$340,000
Randolph County, IN$272,000$340,000
Ripley County, IN$272,000$340,000
Rush County, IN$272,000$340,000
Scott County, IN HUD Metro FMR Area$272,000$340,000
South Bend-Mishawaka, IN HUD Metro FMR Area$272,000$340,000
Spencer County, IN$272,000$357,000
Starke County, IN$272,000$340,000
Steuben County, IN$272,000$340,000
Sullivan County, IN HUD Metro FMR Area$272,000$340,000
Switzerland County, IN$272,000$340,000
Terre Haute, IN HUD Metro FMR Area$272,000$340,000
Tipton County, IN$272,000$340,000
Union County, IN HUD Metro FMR Area$272,000$340,000
Wabash County, IN$272,000$340,000
Warren County, IN$272,000$340,000
Washington County, IN HUD Metro FMR Area$272,000$340,000
Wayne County, IN$272,000$340,000
White County, IN$272,000$340,000
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