Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Georgia. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Georgia Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Albany, GA MSA$272,000$340,000
Appling County, GA$272,000$340,000
Athens-Clarke County, GA MSA$272,000$340,000
Atkinson County, GA$272,000$340,000
Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area$289,000$374,000
Augusta-Richmond County, GA-SC HUD Metro FMR Area$272,000$340,000
Bacon County, GA$272,000$340,000
Baldwin County, GA$272,000$340,000
Banks County, GA$272,000$340,000
Ben Hill County, GA$272,000$340,000
Berrien County, GA$272,000$340,000
Bleckley County, GA$272,000$340,000
Brunswick, GA MSA$272,000$340,000
Bulloch County, GA$272,000$340,000
Butts County, GA HUD Metro FMR Area$272,000$340,000
Calhoun County, GA$272,000$340,000
Camden County, GA$272,000$340,000
Candler County, GA$272,000$340,000
Charlton County, GA$272,000$340,000
Chattanooga, TN-GA MSA$272,000$340,000
Chattooga County, GA$272,000$340,000
Clay County, GA$272,000$340,000
Clinch County, GA$272,000$340,000
Coffee County, GA$272,000$340,000
Colquitt County, GA$272,000$340,000
Columbus, GA-AL MSA$272,000$340,000
Cook County, GA$272,000$340,000
Crisp County, GA$272,000$340,000
Dalton, GA HUD Metro FMR Area$272,000$340,000
Decatur County, GA$272,000$340,000
Dodge County, GA$272,000$340,000
Dooly County, GA$272,000$340,000
Early County, GA$272,000$340,000
Elbert County, GA$272,000$340,000
Emanuel County, GA$272,000$340,000
Evans County, GA$272,000$340,000
Fannin County, GA$272,000$340,000
Franklin County, GA$272,000$340,000
Gainesville, GA MSA$272,000$340,000
Gilmer County, GA$272,000$340,000
Glascock County, GA$272,000$340,000
Gordon County, GA$272,000$340,000
Grady County, GA$272,000$340,000
Greene County, GA$272,000$340,000
Habersham County, GA$272,000$340,000
Hancock County, GA$272,000$340,000
Haralson County, GA HUD Metro FMR Area$272,000$340,000
Hart County, GA$272,000$340,000
Hinesville, GA HUD Metro FMR Area$272,000$340,000
Irwin County, GA$272,000$340,000
Jackson County, GA$272,000$340,000
Jeff Davis County, GA$272,000$340,000
Jefferson County, GA$272,000$340,000
Jenkins County, GA$272,000$340,000
Johnson County, GA$272,000$340,000
Lamar County, GA HUD Metro FMR Area$272,000$340,000
Laurens County, GA$272,000$340,000
Lincoln County, GA HUD Metro FMR Area$272,000$340,000
Long County, GA HUD Metro FMR Area$272,000$340,000
Lumpkin County, GA$272,000$340,000
Macon County, GA$272,000$340,000
Macon, GA HUD Metro FMR Area$272,000$340,000
Meriwether County, GA HUD Metro FMR Area$272,000$340,000
Miller County, GA$272,000$340,000
Mitchell County, GA$272,000$340,000
Monroe County, GA HUD Metro FMR Area$272,000$340,000
Montgomery County, GA$272,000$340,000
Morgan County, GA HUD Metro FMR Area$272,000$340,000
Murray County, GA HUD Metro FMR Area$272,000$340,000
Peach County, GA HUD Metro FMR Area$272,000$340,000
Pierce County, GA$272,000$340,000
Polk County, GA$272,000$340,000
Pulaski County, GA HUD Metro FMR Area$272,000$340,000
Putnam County, GA$272,000$340,000
Quitman County, GA$272,000$340,000
Rabun County, GA$272,000$340,000
Randolph County, GA$272,000$340,000
Rome, GA MSA$272,000$340,000
Savannah, GA MSA$272,000$340,000
Schley County, GA$272,000$340,000
Screven County, GA$272,000$340,000
Seminole County, GA$272,000$340,000
Stephens County, GA$272,000$340,000
Stewart County, GA$272,000$340,000
Sumter County, GA$272,000$340,000
Talbot County, GA$272,000$340,000
Taliaferro County, GA$272,000$340,000
Tattnall County, GA$272,000$340,000
Taylor County, GA$272,000$340,000
Telfair County, GA$272,000$340,000
Thomas County, GA$272,000$340,000
Tift County, GA$272,000$340,000
Toombs County, GA$272,000$340,000
Towns County, GA$272,000$340,000
Treutlen County, GA$272,000$340,000
Troup County, GA$272,000$340,000
Turner County, GA$272,000$340,000
Union County, GA$272,000$340,000
Upson County, GA$272,000$340,000
Valdosta, GA MSA$272,000$340,000
Ware County, GA$272,000$340,000
Warner Robins, GA HUD Metro FMR Area$289,000$374,000
Warren County, GA$272,000$340,000
Washington County, GA$272,000$340,000
Wayne County, GA$272,000$340,000
Webster County, GA$272,000$340,000
Wheeler County, GA$272,000$340,000
White County, GA$272,000$340,000
Wilcox County, GA$272,000$340,000
Wilkes County, GA$272,000$340,000
Wilkinson County, GA$272,000$340,000
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