Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Colorado. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Colorado Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Alamosa County, CO$272,000$357,000
Archuleta County, CO$272,000$357,000
Baca County, CO$272,000$357,000
Bent County, CO$272,000$357,000
Boulder, CO MSA$323,000$417,000
Chaffee County, CO$272,000$357,000
Cheyenne County, CO$272,000$357,000
Colorado Springs, CO HUD Metro FMR Area$289,000$391,000
Conejos County, CO$272,000$357,000
Costilla County, CO$272,000$357,000
Crowley County, CO$272,000$357,000
Custer County, CO$272,000$357,000
Delta County, CO$272,000$357,000
Denver-Aurora-Lakewood, CO MSA$323,000$417,000
Dolores County, CO$272,000$357,000
Eagle County, CO$323,000$417,000
Elbert County, CO SEA$323,000$417,000
Fort Collins, CO MSA$306,000$408,000
Fremont County, CO$272,000$357,000
Garfield County, CO$306,000$408,000
Gilpin County, CO SEA$323,000$417,000
Grand County, CO$306,000$408,000
Grand Junction, CO MSA$272,000$357,000
Greeley, CO MSA$272,000$357,000
Gunnison County, CO$289,000$374,000
Hinsdale County, CO$306,000$408,000
Huerfano County, CO$272,000$357,000
Jackson County, CO$272,000$357,000
Kiowa County, CO$272,000$357,000
Kit Carson County, CO$272,000$357,000
La Plata County, CO$306,000$391,000
Lake County, CO$272,000$357,000
Las Animas County, CO$272,000$357,000
Lincoln County, CO$272,000$357,000
Logan County, CO$272,000$357,000
Mineral County, CO$289,000$374,000
Moffat County, CO$289,000$374,000
Montezuma County, CO$272,000$357,000
Montrose County, CO$272,000$357,000
Morgan County, CO$272,000$357,000
Otero County, CO$272,000$357,000
Ouray County, CO$306,000$391,000
Phillips County, CO$272,000$357,000
Pitkin County, CO$391,000$417,000
Prowers County, CO$272,000$357,000
Pueblo, CO MSA$272,000$357,000
Rio Blanco County, CO$306,000$408,000
Rio Grande County, CO$272,000$357,000
Routt County, CO$323,000$417,000
Saguache County, CO$272,000$357,000
San Juan County, CO$272,000$357,000
San Miguel County, CO$323,000$417,000
Sedgwick County, CO$272,000$357,000
Summit County, CO$323,000$417,000
Teller County, CO HUD Metro FMR Area$306,000$391,000
Washington County, CO$272,000$357,000
Yuma County, CO$272,000$357,000
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