Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Arkansas. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans which have set maximum limits. The figures listed below are based on approximate calculations. Actual maximum limits for guaranteed loans may vary.

Arkansas Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Arkansas County, AR$272,000$340,000
Ashley County, AR$272,000$340,000
Baxter County, AR$272,000$340,000
Boone County, AR$272,000$340,000
Bradley County, AR$272,000$340,000
Calhoun County, AR$272,000$340,000
Carroll County, AR$272,000$340,000
Chicot County, AR$272,000$340,000
Clark County, AR$272,000$340,000
Clay County, AR$272,000$340,000
Cleburne County, AR$272,000$340,000
Columbia County, AR$272,000$340,000
Conway County, AR$272,000$340,000
Cross County, AR$272,000$340,000
Dallas County, AR$272,000$340,000
Desha County, AR$272,000$340,000
Drew County, AR$272,000$340,000
Fayetteville-Springdale-Rogers, AR HUD Metro FMR Area$272,000$340,000
Fort Smith, AR-OK HUD Metro FMR Area$272,000$340,000
Franklin County, AR$272,000$340,000
Fulton County, AR$272,000$340,000
Grant County, AR HUD Metro FMR Area$272,000$340,000
Greene County, AR$272,000$340,000
Hempstead County, AR$272,000$340,000
Hot Spring County, AR$272,000$340,000
Hot Springs, AR MSA$272,000$340,000
Howard County, AR$272,000$340,000
Independence County, AR$272,000$340,000
Izard County, AR$272,000$340,000
Jackson County, AR$272,000$340,000
Johnson County, AR$272,000$340,000
Jonesboro, AR HUD Metro FMR Area$272,000$340,000
Lafayette County, AR$272,000$340,000
Lawrence County, AR$272,000$340,000
Lee County, AR$272,000$340,000
Little River County, AR HUD Metro FMR Area$272,000$340,000
Little Rock-North Little Rock-Conway, AR HUD Metro FMR Area$272,000$340,000
Logan County, AR$272,000$340,000
Marion County, AR$272,000$340,000
Memphis, TN-MS-AR HUD Metro FMR Area$272,000$340,000
Mississippi County, AR$272,000$340,000
Monroe County, AR$272,000$340,000
Montgomery County, AR$272,000$340,000
Nevada County, AR$272,000$340,000
Newton County, AR$272,000$340,000
Ouachita County, AR$272,000$340,000
Phillips County, AR$272,000$340,000
Pike County, AR$272,000$340,000
Pine Bluff, AR MSA$272,000$340,000
Poinsett County, AR HUD Metro FMR Area$272,000$340,000
Polk County, AR$272,000$340,000
Pope County, AR$272,000$340,000
Prairie County, AR$272,000$340,000
Randolph County, AR$272,000$340,000
Scott County, AR$272,000$340,000
Searcy County, AR$272,000$340,000
Sevier County, AR$272,000$340,000
Sharp County, AR$272,000$340,000
St. Francis County, AR$272,000$340,000
Stone County, AR$272,000$340,000
Texarkana, TX-Texarkana, AR HUD Metro FMR Area$272,000$340,000
Union County, AR$272,000$340,000
Van Buren County, AR$272,000$340,000
White County, AR$272,000$340,000
Woodruff County, AR$272,000$340,000
Yell County, AR$272,000$340,000
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