Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Arizona. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Arizona Guaranteed USDA Loan Limits

1-4 Person Households
5-8 Person Households
Apache County, AZ$306,000$391,000
Flagstaff, AZ MSA$306,000$408,000
Gila County, AZ$306,000$391,000
Graham County, AZ$306,000$391,000
Greenlee County, AZ$306,000$391,000
La Paz County, AZ$306,000$391,000
Lake Havasu City-Kingman, AZ MSA$306,000$391,000
Navajo County, AZ$306,000$391,000
Phoenix-Mesa-Scottsdale, AZ MSA$306,000$391,000
Prescott, AZ MSA$306,000$391,000
Santa Cruz County, AZ$306,000$391,000
Sierra Vista-Douglas, AZ MSA$306,000$391,000
Tucson, AZ MSA$306,000$391,000
Yuma, AZ MSA$306,000$391,000
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