Zero-down USDA Guaranteed Loans are the most popular rural development mortgage program in Arizona. These loans are available for anyone with low to moderate income to purchase a home in approved rural areas with no down payment.  Other USDA loan limits and resources can be viewed here:

USDA Loan Limits
USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

USDA doesn’t set specific maximum loan limits for guaranteed mortgages. Instead, local limits are determined by a combination of the area USDA maximum income limit and the borrowers debt-to-income ratio. This approach means that guaranteed maximum USDA loan limits are fluid and based upon numerous factors, unlike low-income USDA Direct Loans, which have set maximum limits. The figures listed below are based on approximate calculations. Actual guaranteed maximum loan limits may vary.

Arizona Guaranteed USDA Loan Limits

Area
1-4 Person Households
5-8 Person Households
Apache County, AZ$272,000$340,000
Flagstaff, AZ MSA$272,000$357,000
Gila County, AZ$272,000$340,000
Graham County, AZ$272,000$340,000
Greenlee County, AZ$272,000$340,000
La Paz County, AZ$272,000$340,000
Lake Havasu City-Kingman, AZ MSA$272,000$340,000
Navajo County, AZ$272,000$340,000
Phoenix-Mesa-Scottsdale, AZ MSA$272,000$357,000
Prescott, AZ MSA$272,000$340,000
Santa Cruz County, AZ$272,000$340,000
Sierra Vista-Douglas, AZ MSA$272,000$340,000
Tucson, AZ MSA$272,000$340,000
Yuma, AZ MSA$272,000$340,000
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