USDA Guaranteed Loans are the most popular rural development mortgage program in West Virginia.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with West Virginia USDA income limits playing a major role.  Guaranteed Loan income limits across WV are listed below.

West Virginia USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Barbour County, WV$86,850$114,650
Boone County, WV HUD Metro FMR Area$86,850$114,650
Braxton County, WV$86,850$114,650
Calhoun County, WV$86,850$114,650
Charleston, WV HUD Metro FMR Area$86,850$114,650
Cumberland, MD-WV MSA$97,600$128,850
Doddridge County, WV$86,850$114,650
Fayette County, WV HUD Metro FMR Area$86,850$114,650
Gilmer County, WV$86,850$114,650
Grant County, WV$86,850$114,650
Greenbrier County, WV$86,850$114,650
Hardy County, WV$86,850$114,650
Harrison County, WV$86,850$114,650
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area$86,850$114,650
Jackson County, WV$86,850$114,650
Jefferson County, WV HUD Metro FMR Area$105,450$139,200
Lewis County, WV$86,850$114,650
Lincoln County, WV HUD Metro FMR Area$86,850$114,650
Logan County, WV$86,850$114,650
Marion County, WV$86,850$114,650
Martinsburg, WV HUD Metro FMR Area$96,150$126,900
Mason County, WV$86,850$114,650
McDowell County, WV$86,850$114,650
Mercer County, WV$86,850$114,650
Mingo County, WV$86,850$114,650
Monroe County, WV$86,850$114,650
Morgan County, WV$96,150$126,900
Morgantown, WV MSA$86,850$114,650
Nicholas County, WV$86,850$114,650
Parkersburg-Vienna, WV MSA$86,850$114,650
Pendleton County, WV$86,850$114,650
Pleasants County, WV$86,850$114,650
Pocahontas County, WV$86,850$114,650
Putnam County, WV HUD Metro FMR Area$86,850$114,650
Raleigh County, WV HUD Metro FMR Area$86,850$114,650
Randolph County, WV$86,850$114,650
Ritchie County, WV$86,850$114,650
Roane County, WV$86,850$114,650
Summers County, WV$86,850$114,650
Taylor County, WV$86,850$114,650
Tucker County, WV$86,850$114,650
Tyler County, WV$86,850$114,650
Upshur County, WV$86,850$114,650
Webster County, WV$86,850$114,650
Weirton-Steubenville, WV-OH MSA$86,850$114,650
Wetzel County, WV$86,850$114,650
Wheeling, WV-OH MSA$86,850$114,650
Winchester, VA-WV MSA$86,850$114,650
Wyoming County, WV$86,850$114,650
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