USDA Guaranteed Loans are the most popular rural development mortgage program in West Virginia.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with West Virginia USDA income limits playing a major role.  Guaranteed Loan income limits across WV are listed below.

West Virginia USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Barbour County, WV$75,650$99,850
Boone County, WV HUD Metro FMR Area$75,650$99,850
Braxton County, WV$75,650$99,850
Calhoun County, WV$75,650$99,850
Charleston, WV HUD Metro FMR Area$75,650$99,850
Cumberland, MD-WV MSA$96,150$126,900
Doddridge County, WV$75,650$99,850
Fayette County, WV HUD Metro FMR Area$75,650$99,850
Gilmer County, WV$75,650$99,850
Grant County, WV$75,650$99,850
Greenbrier County, WV$75,650$99,850
Hardy County, WV$75,650$99,850
Harrison County, WV$75,650$99,850
Huntington-Ashland, WV-KY-OH HUD Metro FMR Area$75,650$99,850
Jackson County, WV$75,650$99,850
Jefferson County, WV HUD Metro FMR Area$94,300$124,500
Lewis County, WV$75,650$99,850
Lincoln County, WV HUD Metro FMR Area$75,650$99,850
Logan County, WV$75,650$99,850
Marion County, WV$75,650$99,850
Martinsburg, WV HUD Metro FMR Area$96,150$126,900
Mason County, WV$75,650$99,850
McDowell County, WV$75,650$99,850
Mercer County, WV$75,650$99,850
Mingo County, WV$75,650$99,850
Monroe County, WV$75,650$99,850
Morgan County, WV$96,150$126,900
Morgantown, WV MSA$75,650$99,850
Nicholas County, WV$75,650$99,850
Parkersburg-Vienna, WV MSA$75,650$99,850
Pendleton County, WV$75,650$99,850
Pleasants County, WV$75,650$99,850
Pocahontas County, WV$75,650$99,850
Putnam County, WV HUD Metro FMR Area$75,650$99,850
Raleigh County, WV HUD Metro FMR Area$75,650$99,850
Randolph County, WV$75,650$99,850
Ritchie County, WV$75,650$99,850
Roane County, WV$75,650$99,850
Summers County, WV$75,650$99,850
Taylor County, WV$75,650$99,850
Tucker County, WV$75,650$99,850
Tyler County, WV$75,650$99,850
Upshur County, WV$75,650$99,850
Webster County, WV$75,650$99,850
Weirton-Steubenville, WV-OH MSA$75,650$99,850
Wetzel County, WV$75,650$99,850
Wheeling, WV-OH MSA$75,650$99,850
Winchester, VA-WV MSA$84,900$112,050
Wyoming County, WV$75,650$99,850
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