USDA Guaranteed Loans are the most popular rural development mortgage program in West Virginia. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with West Virginia USDA income limits playing a major role. Guaranteed Loan income limits across WV are listed below.
West Virginia USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Barbour County, WV | $86,850 | $114,650 |
| Boone County, WV HUD Metro FMR Area | $86,850 | $114,650 |
| Braxton County, WV | $86,850 | $114,650 |
| Calhoun County, WV | $86,850 | $114,650 |
| Charleston, WV HUD Metro FMR Area | $86,850 | $114,650 |
| Cumberland, MD-WV MSA | $97,600 | $128,850 |
| Doddridge County, WV | $86,850 | $114,650 |
| Fayette County, WV HUD Metro FMR Area | $86,850 | $114,650 |
| Gilmer County, WV | $86,850 | $114,650 |
| Grant County, WV | $86,850 | $114,650 |
| Greenbrier County, WV | $86,850 | $114,650 |
| Hardy County, WV | $86,850 | $114,650 |
| Harrison County, WV | $86,850 | $114,650 |
| Huntington-Ashland, WV-KY-OH HUD Metro FMR Area | $86,850 | $114,650 |
| Jackson County, WV | $86,850 | $114,650 |
| Jefferson County, WV HUD Metro FMR Area | $105,450 | $139,200 |
| Lewis County, WV | $86,850 | $114,650 |
| Lincoln County, WV HUD Metro FMR Area | $86,850 | $114,650 |
| Logan County, WV | $86,850 | $114,650 |
| Marion County, WV | $86,850 | $114,650 |
| Martinsburg, WV HUD Metro FMR Area | $96,150 | $126,900 |
| Mason County, WV | $86,850 | $114,650 |
| McDowell County, WV | $86,850 | $114,650 |
| Mercer County, WV | $86,850 | $114,650 |
| Mingo County, WV | $86,850 | $114,650 |
| Monroe County, WV | $86,850 | $114,650 |
| Morgan County, WV | $96,150 | $126,900 |
| Morgantown, WV MSA | $86,850 | $114,650 |
| Nicholas County, WV | $86,850 | $114,650 |
| Parkersburg-Vienna, WV MSA | $86,850 | $114,650 |
| Pendleton County, WV | $86,850 | $114,650 |
| Pleasants County, WV | $86,850 | $114,650 |
| Pocahontas County, WV | $86,850 | $114,650 |
| Putnam County, WV HUD Metro FMR Area | $86,850 | $114,650 |
| Raleigh County, WV HUD Metro FMR Area | $86,850 | $114,650 |
| Randolph County, WV | $86,850 | $114,650 |
| Ritchie County, WV | $86,850 | $114,650 |
| Roane County, WV | $86,850 | $114,650 |
| Summers County, WV | $86,850 | $114,650 |
| Taylor County, WV | $86,850 | $114,650 |
| Tucker County, WV | $86,850 | $114,650 |
| Tyler County, WV | $86,850 | $114,650 |
| Upshur County, WV | $86,850 | $114,650 |
| Webster County, WV | $86,850 | $114,650 |
| Weirton-Steubenville, WV-OH MSA | $86,850 | $114,650 |
| Wetzel County, WV | $86,850 | $114,650 |
| Wheeling, WV-OH MSA | $86,850 | $114,650 |
| Winchester, VA-WV MSA | $86,850 | $114,650 |
| Wyoming County, WV | $86,850 | $114,650 |
