USDA Guaranteed Loans are the most popular rural development mortgage program in Vermont.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Vermont USDA income limits playing a major role.  Guaranteed Loan income limits across VT are listed below.

Vermont USDA Guaranteed Loan Income Limits

1-4 Person Households
5-8 Person Households
Addison County, VT$89,550$118,200
Bennington County, VT$88,000$116,150
Burlington-South Burlington, VT MSA$105,600$139,400
Caledonia County, VT$88,000$116,150
Essex County, VT$88,000$116,150
Lamoille County, VT$88,000$116,150
Orange County, VT$88,000$116,150
Orleans County, VT$88,000$116,150
Rutland County, VT$88,000$116,150
Washington County, VT$90,500$119,450
Windham County, VT$88,000$116,150
Windsor County, VT$88,000$116,150
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