USDA Guaranteed Loans are the most popular rural development mortgage program in Vermont.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Vermont USDA income limits playing a major role.  Guaranteed Loan income limits across VT are listed below.

Vermont USDA Guaranteed Loan Income Limits

1-4 Person Households
5-8 Person Households
Addison County, VT$84,300$111,300
Bennington County, VT$77,350$102,100
Burlington-South Burlington, VT MSA$94,450$124,650
Caledonia County, VT$77,350$102,100
Essex County, VT$77,350$102,100
Lamoille County, VT$78,900$104,150
Orange County, VT$77,350$102,100
Orleans County, VT$77,350$102,100
Rutland County, VT$77,350$102,100
Washington County, VT$84,950$112,150
Windham County, VT$77,350$102,100
Windsor County, VT$84,150$111,100
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