USDA Guaranteed Loans are the most popular rural development mortgage program in Utah. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Utah USDA income limits playing a major role. Guaranteed Loan income limits across UT are listed below.
Utah USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Beaver County, UT | $86,850 | $114,650 |
| Box Elder County, UT HUD Metro FMR Area | $86,850 | $114,650 |
| Carbon County, UT | $86,850 | $114,650 |
| Daggett County, UT | $91,650 | $121,000 |
| Duchesne County, UT | $86,850 | $114,650 |
| Emery County, UT | $86,850 | $114,650 |
| Garfield County, UT | $86,850 | $114,650 |
| Grand County, UT | $86,850 | $114,650 |
| Iron County, UT | $86,850 | $114,650 |
| Kane County, UT | $86,850 | $114,650 |
| Logan, UT-ID MSA | $86,850 | $114,650 |
| Millard County, UT | $86,850 | $114,650 |
| Ogden-Clearfield, UT HUD Metro FMR Area | $97,750 | $129,050 |
| Piute County, UT | $86,850 | $114,650 |
| Provo-Orem, UT MSA | $91,550 | $120,850 |
| Rich County, UT | $86,850 | $114,650 |
| Salt Lake City, UT HUD Metro FMR Area | $95,100 | $125,550 |
| San Juan County, UT | $86,850 | $114,650 |
| Sanpete County, UT | $86,850 | $114,650 |
| Sevier County, UT | $86,850 | $114,650 |
| St. George, UT MSA | $86,850 | $114,650 |
| Summit County, UT | $108,550 | $143,300 |
| Tooele County, UT HUD Metro FMR Area | $86,850 | $114,650 |
| Uintah County, UT | $88,550 | $116,900 |
| Wasatch County, UT | $96,400 | $127,250 |
| Wayne County, UT | $86,850 | $114,650 |
