USDA Guaranteed Loans are the most popular rural development mortgage program in Utah.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Utah USDA income limits playing a major role.  Guaranteed Loan income limits across UT are listed below.

Utah USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Beaver County, UT$76,500$101,000
Box Elder County, UT HUD Metro FMR Area$76,500$101,000
Carbon County, UT$76,500$101,000
Daggett County, UT$76,500$101,000
Duchesne County, UT$76,500$101,000
Emery County, UT$76,500$101,000
Garfield County, UT$76,500$101,000
Grand County, UT$76,500$101,000
Iron County, UT$76,500$101,000
Kane County, UT$76,500$101,000
Logan, UT-ID MSA$76,500$101,000
Millard County, UT$76,500$101,000
Ogden-Clearfield, UT HUD Metro FMR Area$84,550$111,600
Piute County, UT$76,500$101,000
Provo-Orem, UT MSA$77,750$102,650
Rich County, UT$76,500$101,000
Salt Lake City, UT HUD Metro FMR Area$84,900$112,050
San Juan County, UT$76,500$101,000
Sanpete County, UT$76,500$101,000
Sevier County, UT$76,500$101,000
St. George, UT MSA$76,500$101,000
Summit County, UT$94,600$124,850
Tooele County, UT HUD Metro FMR Area$82,800$109,300
Uintah County, UT$79,800$105,350
Wasatch County, UT$85,300$112,600
Wayne County, UT$76,500$101,000
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