USDA Guaranteed Loans are the most popular rural development mortgage program in Utah.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Utah USDA income limits playing a major role.  Guaranteed Loan income limits across UT are listed below.

Utah USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Beaver County, UT$86,850$114,650
Box Elder County, UT HUD Metro FMR Area$86,850$114,650
Carbon County, UT$86,850$114,650
Daggett County, UT$91,650$121,000
Duchesne County, UT$86,850$114,650
Emery County, UT$86,850$114,650
Garfield County, UT$86,850$114,650
Grand County, UT$86,850$114,650
Iron County, UT$86,850$114,650
Kane County, UT$86,850$114,650
Logan, UT-ID MSA$86,850$114,650
Millard County, UT$86,850$114,650
Ogden-Clearfield, UT HUD Metro FMR Area$97,750$129,050
Piute County, UT$86,850$114,650
Provo-Orem, UT MSA$91,550$120,850
Rich County, UT$86,850$114,650
Salt Lake City, UT HUD Metro FMR Area$95,100$125,550
San Juan County, UT$86,850$114,650
Sanpete County, UT$86,850$114,650
Sevier County, UT$86,850$114,650
St. George, UT MSA$86,850$114,650
Summit County, UT$108,550$143,300
Tooele County, UT HUD Metro FMR Area$86,850$114,650
Uintah County, UT$88,550$116,900
Wasatch County, UT$96,400$127,250
Wayne County, UT$86,850$114,650
Get Your Rate Quote
Refinance     Purchase

As seen in: