USDA Guaranteed Loans are the most popular rural development mortgage program in Texas.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Texas USDA income limits playing a major role.  Guaranteed Loan income limits across TX are listed below.

Texas USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Abilene, TX MSA$86,850$114,650
Amarillo, TX HUD Metro FMR Area$86,850$114,650
Anderson County, TX$86,850$114,650
Andrews County, TX$96,050$126,800
Angelina County, TX$86,850$114,650
Aransas County, TX HUD Metro FMR Area$86,850$114,650
Atascosa County, TX HUD Metro FMR Area$86,850$114,650
Austin County, TX HUD Metro FMR Area$87,200$115,100
Austin-Round Rock, TX MSA$108,550$143,300
Bailey County, TX$86,850$114,650
Baylor County, TX$86,850$114,650
Beaumont-Port Arthur, TX HUD Metro FMR Area$86,850$114,650
Bee County, TX$86,850$114,650
Blanco County, TX$86,850$114,650
Borden County, TX$94,150$124,300
Bosque County, TX$86,850$114,650
Brazoria County, TX HUD Metro FMR Area$108,300$142,950
Brewster County, TX$86,850$114,650
Briscoe County, TX$86,850$114,650
Brooks County, TX$86,850$114,650
Brown County, TX$86,850$114,650
Brownsville-Harlingen, TX MSA$86,850$114,650
Burnet County, TX$86,850$114,650
Calhoun County, TX$86,850$114,650
Camp County, TX$86,850$114,650
Cass County, TX$86,850$114,650
Castro County, TX$86,850$114,650
Cherokee County, TX$86,850$114,650
Childress County, TX$86,850$114,650
Cochran County, TX$86,850$114,650
Coke County, TX$86,850$114,650
Coleman County, TX$86,850$114,650
College Station-Bryan, TX MSA$86,850$114,650
Collingsworth County, TX$86,850$114,650
Colorado County, TX$86,850$114,650
Comanche County, TX$86,850$114,650
Concho County, TX$86,850$114,650
Cooke County, TX$86,850$114,650
Corpus Christi, TX HUD Metro FMR Area$86,850$114,650
Cottle County, TX$86,850$114,650
Crane County, TX$91,850$121,250
Crockett County, TX$86,850$114,650
Culberson County, TX$86,850$114,650
Dallam County, TX$86,850$114,650
Dallas, TX HUD Metro FMR Area$95,600$126,200
Dawson County, TX$86,850$114,650
Deaf Smith County, TX$86,850$114,650
Delta County, TX$86,850$114,650
DeWitt County, TX$86,850$114,650
Dickens County, TX$86,850$114,650
Dimmit County, TX$86,850$114,650
Donley County, TX$86,850$114,650
Duval County, TX$86,850$114,650
Eastland County, TX$86,850$114,650
Edwards County, TX$86,850$114,650
El Paso, TX HUD Metro FMR Area$86,850$114,650
Erath County, TX$86,850$114,650
Falls County, TX HUD Metro FMR Area$86,850$114,650
Fannin County, TX$86,850$114,650
Fayette County, TX$86,850$114,650
Fisher County, TX$86,850$114,650
Floyd County, TX$86,850$114,650
Foard County, TX$86,850$114,650
Fort Worth-Arlington, TX HUD Metro FMR Area$87,400$115,350
Franklin County, TX$86,850$114,650
Freestone County, TX$86,850$114,650
Frio County, TX$86,850$114,650
Gaines County, TX$86,850$114,650
Garza County, TX$86,850$114,650
Gillespie County, TX$86,850$114,650
Glasscock County, TX$108,550$143,300
Gonzales County, TX$86,850$114,650
Gray County, TX$86,850$114,650
Grimes County, TX$86,850$114,650
Hale County, TX$86,850$114,650
Hall County, TX$86,850$114,650
Hamilton County, TX$86,850$114,650
Hansford County, TX$86,850$114,650
Hardeman County, TX$86,850$114,650
Harrison County, TX$86,850$114,650
Hartley County, TX$90,850$119,900
Haskell County, TX$86,850$114,650
Hemphill County, TX$86,850$114,650
Henderson County, TX$86,850$114,650
Hill County, TX$86,850$114,650
Hockley County, TX$86,850$114,650
Hood County, TX HUD Metro FMR Area$86,850$114,650
Hopkins County, TX$86,850$114,650
Houston County, TX$86,850$114,650
Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area$87,750$115,850
Howard County, TX$86,850$114,650
Hudspeth County, TX HUD Metro FMR Area$86,850$114,650
Hutchinson County, TX$86,850$114,650
Irion County, TX SEA$86,850$114,650
Jack County, TX$86,850$114,650
Jackson County, TX$86,850$114,650
Jasper County, TX$86,850$114,650
Jeff Davis County, TX$86,850$114,650
Jim Hogg County, TX$86,850$114,650
Jim Wells County, TX$86,850$114,650
Karnes County, TX$86,850$114,650
Kendall County, TX HUD Metro FMR Area$107,750$142,250
Kenedy County, TX$86,850$114,650
Kent County, TX$86,850$114,650
Kerr County, TX$86,850$114,650
Killeen-Temple, TX HUD Metro FMR Area$86,850$114,650
Kimble County, TX$86,850$114,650
King County, TX$94,300$124,500
Kinney County, TX$86,850$114,650
Kleberg County, TX$86,850$114,650
Knox County, TX$86,850$114,650
La Salle County, TX$86,850$114,650
Lamar County, TX$86,850$114,650
Lamb County, TX$86,850$114,650
Lampasas County, TX HUD Metro FMR Area$86,850$114,650
Laredo, TX MSA$86,850$114,650
Lavaca County, TX$86,850$114,650
Lee County, TX$86,850$114,650
Leon County, TX$86,850$114,650
Limestone County, TX$86,850$114,650
Lipscomb County, TX$91,200$120,400
Live Oak County, TX$86,850$114,650
Llano County, TX$86,850$114,650
Longview, TX HUD Metro FMR Area$86,850$114,650
Loving County, TX$93,950$124,000
Lubbock, TX HUD Metro FMR Area$86,850$114,650
Lynn County, TX HUD Metro FMR Area$86,850$114,650
Madison County, TX$86,850$114,650
Marion County, TX$86,850$114,650
Martin County, TX HUD Metro FMR Area$86,850$114,650
Mason County, TX$86,850$114,650
Matagorda County, TX$86,850$114,650
Maverick County, TX$86,850$114,650
McAllen-Edinburg-Mission, TX MSA$86,850$114,650
McCulloch County, TX$86,850$114,650
McMullen County, TX$86,850$114,650
Medina County, TX HUD Metro FMR Area$86,850$114,650
Menard County, TX$86,850$114,650
Midland, TX HUD Metro FMR Area$104,100$137,400
Milam County, TX$86,850$114,650
Mills County, TX$86,850$114,650
Mitchell County, TX$86,850$114,650
Montague County, TX$86,850$114,650
Moore County, TX$86,850$114,650
Morris County, TX$86,850$114,650
Motley County, TX$86,850$114,650
Nacogdoches County, TX$86,850$114,650
Navarro County, TX$86,850$114,650
Newton County, TX HUD Metro FMR Area$86,850$114,650
Nolan County, TX$86,850$114,650
Ochiltree County, TX$86,850$114,650
Odessa, TX MSA$86,850$114,650
Oldham County, TX HUD Metro FMR Area$86,850$114,650
Palo Pinto County, TX$86,850$114,650
Panola County, TX$86,850$114,650
Parmer County, TX$86,850$114,650
Pecos County, TX$86,850$114,650
Polk County, TX$86,850$114,650
Presidio County, TX$86,850$114,650
Rains County, TX$86,850$114,650
Reagan County, TX$88,350$116,600
Real County, TX$86,850$114,650
Red River County, TX$86,850$114,650
Reeves County, TX$86,850$114,650
Refugio County, TX$86,850$114,650
Roberts County, TX$104,800$138,350
Runnels County, TX$86,850$114,650
Rusk County, TX HUD Metro FMR Area$86,850$114,650
Sabine County, TX$86,850$114,650
San Angelo, TX MSA$86,850$114,650
San Antonio-New Braunfels, TX HUD Metro FMR Area$86,850$114,650
San Augustine County, TX$86,850$114,650
San Jacinto County, TX$86,850$114,650
San Saba County, TX$86,850$114,650
Schleicher County, TX$86,850$114,650
Scurry County, TX$86,850$114,650
Shackelford County, TX$86,850$114,650
Shelby County, TX$86,850$114,650
Sherman County, TX$86,850$114,650
Sherman-Denison, TX MSA$86,850$114,650
Somervell County, TX HUD Metro FMR Area$86,850$114,650
Starr County, TX$86,850$114,650
Stephens County, TX$86,850$114,650
Sterling County, TX$86,850$114,650
Stonewall County, TX$86,850$114,650
Sutton County, TX$86,850$114,650
Swisher County, TX$86,850$114,650
Terrell County, TX$86,850$114,650
Terry County, TX$86,850$114,650
Texarkana, TX-Texarkana, AR HUD Metro FMR Area$86,850$114,650
Throckmorton County, TX$86,850$114,650
Titus County, TX$86,850$114,650
Trinity County, TX$86,850$114,650
Tyler County, TX$86,850$114,650
Tyler, TX MSA$86,850$114,650
Upton County, TX$86,850$114,650
Uvalde County, TX$86,850$114,650
Val Verde County, TX$86,850$114,650
Van Zandt County, TX$86,850$114,650
Victoria, TX MSA$86,850$114,650
Waco, TX HUD Metro FMR Area$86,850$114,650
Walker County, TX$86,850$114,650
Ward County, TX$86,850$114,650
Washington County, TX$86,850$114,650
Wharton County, TX$86,850$114,650
Wheeler County, TX$86,850$114,650
Wichita Falls, TX MSA$86,850$114,650
Wilbarger County, TX$86,850$114,650
Willacy County, TX$86,850$114,650
Winkler County, TX$86,850$114,650
Wise County, TX HUD Metro FMR Area$86,850$114,650
Wood County, TX$86,850$114,650
Yoakum County, TX$86,850$114,650
Young County, TX$86,850$114,650
Zapata County, TX$86,850$114,650
Zavala County, TX$86,850$114,650
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