USDA Guaranteed Loans are the most popular rural development mortgage program in Georgia.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Georgia USDA income limits playing a major role.  Guaranteed Loan income limits across GA are listed below.

Georgia USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Albany, GA MSA$86,850$114,650
Appling County, GA$86,850$114,650
Athens-Clarke County, GA MSA$86,850$114,650
Atkinson County, GA$86,850$114,650
Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area$91,650$121,000
Augusta-Richmond County, GA-SC HUD Metro FMR Area$86,850$114,650
Bacon County, GA$86,850$114,650
Baldwin County, GA$86,850$114,650
Banks County, GA$86,850$114,650
Ben Hill County, GA$86,850$114,650
Berrien County, GA$86,850$114,650
Bleckley County, GA$86,850$114,650
Brunswick, GA MSA$86,850$114,650
Bulloch County, GA$86,850$114,650
Butts County, GA HUD Metro FMR Area$86,850$114,650
Calhoun County, GA$86,850$114,650
Camden County, GA$86,850$114,650
Candler County, GA$86,850$114,650
Charlton County, GA$86,850$114,650
Chattanooga, TN-GA MSA$86,850$114,650
Chattooga County, GA$86,850$114,650
Clay County, GA$86,850$114,650
Clinch County, GA$86,850$114,650
Coffee County, GA$86,850$114,650
Colquitt County, GA$86,850$114,650
Columbus, GA-AL MSA$86,850$114,650
Cook County, GA$86,850$114,650
Crisp County, GA$86,850$114,650
Dalton, GA HUD Metro FMR Area$86,850$114,650
Decatur County, GA$86,850$114,650
Dodge County, GA$86,850$114,650
Dooly County, GA$86,850$114,650
Early County, GA$86,850$114,650
Elbert County, GA$86,850$114,650
Emanuel County, GA$86,850$114,650
Evans County, GA$86,850$114,650
Fannin County, GA$86,850$114,650
Franklin County, GA$86,850$114,650
Gainesville, GA MSA$86,850$114,650
Gilmer County, GA$86,850$114,650
Glascock County, GA$86,850$114,650
Gordon County, GA$86,850$114,650
Grady County, GA$86,850$114,650
Greene County, GA$86,850$114,650
Habersham County, GA$86,850$114,650
Hancock County, GA$86,850$114,650
Haralson County, GA HUD Metro FMR Area$86,850$114,650
Hart County, GA$86,850$114,650
Hinesville, GA HUD Metro FMR Area$86,850$114,650
Irwin County, GA$86,850$114,650
Jackson County, GA$86,850$114,650
Jeff Davis County, GA$86,850$114,650
Jefferson County, GA$86,850$114,650
Jenkins County, GA$86,850$114,650
Johnson County, GA$86,850$114,650
Lamar County, GA HUD Metro FMR Area$86,850$114,650
Laurens County, GA$86,850$114,650
Lincoln County, GA HUD Metro FMR Area$86,850$114,650
Long County, GA HUD Metro FMR Area$86,850$114,650
Lumpkin County, GA$86,850$114,650
Macon County, GA$86,850$114,650
Macon, GA HUD Metro FMR Area$86,850$114,650
Meriwether County, GA HUD Metro FMR Area$86,850$114,650
Miller County, GA$86,850$114,650
Mitchell County, GA$86,850$114,650
Monroe County, GA HUD Metro FMR Area$86,850$114,650
Montgomery County, GA$86,850$114,650
Morgan County, GA HUD Metro FMR Area$86,850$114,650
Murray County, GA HUD Metro FMR Area$86,850$114,650
Peach County, GA HUD Metro FMR Area$86,850$114,650
Pierce County, GA$86,850$114,650
Polk County, GA$86,850$114,650
Pulaski County, GA HUD Metro FMR Area$86,850$114,650
Putnam County, GA$86,850$114,650
Quitman County, GA$86,850$114,650
Rabun County, GA$86,850$114,650
Randolph County, GA$86,850$114,650
Rome, GA MSA$86,850$114,650
Savannah, GA MSA$86,850$114,650
Schley County, GA$86,850$114,650
Screven County, GA$86,850$114,650
Seminole County, GA$86,850$114,650
Stephens County, GA$86,850$114,650
Stewart County, GA$86,850$114,650
Sumter County, GA$86,850$114,650
Talbot County, GA$86,850$114,650
Taliaferro County, GA$86,850$114,650
Tattnall County, GA$86,850$114,650
Taylor County, GA$86,850$114,650
Telfair County, GA$86,850$114,650
Thomas County, GA$86,850$114,650
Tift County, GA$86,850$114,650
Toombs County, GA$86,850$114,650
Towns County, GA$86,850$114,650
Treutlen County, GA$86,850$114,650
Troup County, GA$86,850$114,650
Turner County, GA$86,850$114,650
Union County, GA$86,850$114,650
Upson County, GA$86,850$114,650
Valdosta, GA MSA$86,850$114,650
Ware County, GA$86,850$114,650
Warner Robins, GA HUD Metro FMR Area$86,850$114,650
Warren County, GA$86,850$114,650
Washington County, GA$86,850$114,650
Wayne County, GA$86,850$114,650
Webster County, GA$86,850$114,650
Wheeler County, GA$86,850$114,650
White County, GA$86,850$114,650
Wilcox County, GA$86,850$114,650
Wilkes County, GA$86,850$114,650
Wilkinson County, GA$86,850$114,650
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