USDA Guaranteed Loans are the most popular rural development mortgage program in Georgia.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Georgia USDA income limits playing a major role.  Guaranteed Loan income limits across GA are listed below.

Georgia USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Albany, GA MSA$75,650$99,850
Appling County, GA$75,650$99,850
Athens-Clarke County, GA MSA$75,650$99,850
Atkinson County, GA$75,650$99,850
Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area$82,600$109,050
Augusta-Richmond County, GA-SC HUD Metro FMR Area$75,650$99,850
Bacon County, GA$75,650$99,850
Baldwin County, GA$75,650$99,850
Banks County, GA$75,650$99,850
Ben Hill County, GA$75,650$99,850
Berrien County, GA$75,650$99,850
Bleckley County, GA$75,650$99,850
Brunswick, GA MSA$75,650$99,850
Bulloch County, GA$75,650$99,850
Butts County, GA HUD Metro FMR Area$75,650$99,850
Calhoun County, GA$75,650$99,850
Camden County, GA$75,650$99,850
Candler County, GA$75,650$99,850
Charlton County, GA$75,650$99,850
Chattanooga, TN-GA MSA$75,650$99,850
Chattooga County, GA$75,650$99,850
Clay County, GA$75,650$99,850
Clinch County, GA$75,650$99,850
Coffee County, GA$75,650$99,850
Colquitt County, GA$75,650$99,850
Columbus, GA-AL MSA$75,650$99,850
Cook County, GA$75,650$99,850
Crisp County, GA$75,650$99,850
Dalton, GA HUD Metro FMR Area$75,650$99,850
Decatur County, GA$75,650$99,850
Dodge County, GA$75,650$99,850
Dooly County, GA$75,650$99,850
Early County, GA$75,650$99,850
Elbert County, GA$75,650$99,850
Emanuel County, GA$75,650$99,850
Evans County, GA$75,650$99,850
Fannin County, GA$75,650$99,850
Franklin County, GA$75,650$99,850
Gainesville, GA MSA$75,650$99,850
Gilmer County, GA$75,650$99,850
Glascock County, GA$75,650$99,850
Gordon County, GA$75,650$99,850
Grady County, GA$75,650$99,850
Greene County, GA$75,650$99,850
Habersham County, GA$75,650$99,850
Hancock County, GA$75,650$99,850
Haralson County, GA HUD Metro FMR Area$75,650$99,850
Hart County, GA$75,650$99,850
Hinesville, GA HUD Metro FMR Area$75,650$99,850
Irwin County, GA$75,650$99,850
Jackson County, GA$75,650$99,850
Jeff Davis County, GA$75,650$99,850
Jefferson County, GA$75,650$99,850
Jenkins County, GA$75,650$99,850
Johnson County, GA$75,650$99,850
Lamar County, GA HUD Metro FMR Area$75,650$99,850
Laurens County, GA$75,650$99,850
Lincoln County, GA HUD Metro FMR Area$75,650$99,850
Long County, GA HUD Metro FMR Area$75,650$99,850
Lumpkin County, GA$75,650$99,850
Macon County, GA$75,650$99,850
Macon, GA HUD Metro FMR Area$75,650$99,850
Meriwether County, GA HUD Metro FMR Area$75,650$99,850
Miller County, GA$75,650$99,850
Mitchell County, GA$75,650$99,850
Monroe County, GA HUD Metro FMR Area$75,650$99,850
Montgomery County, GA$75,650$99,850
Morgan County, GA HUD Metro FMR Area$75,650$99,850
Murray County, GA HUD Metro FMR Area$75,650$99,850
Peach County, GA HUD Metro FMR Area$75,650$99,850
Pierce County, GA$75,650$99,850
Polk County, GA$75,650$99,850
Pulaski County, GA HUD Metro FMR Area$75,650$99,850
Putnam County, GA$75,650$99,850
Quitman County, GA$75,650$99,850
Rabun County, GA$75,650$99,850
Randolph County, GA$75,650$99,850
Rome, GA MSA$75,650$99,850
Savannah, GA MSA$75,650$99,850
Schley County, GA$75,650$99,850
Screven County, GA$75,650$99,850
Seminole County, GA$75,650$99,850
Stephens County, GA$75,650$99,850
Stewart County, GA$75,650$99,850
Sumter County, GA$75,650$99,850
Talbot County, GA$75,650$99,850
Taliaferro County, GA$75,650$99,850
Tattnall County, GA$75,650$99,850
Taylor County, GA$75,650$99,850
Telfair County, GA$75,650$99,850
Thomas County, GA$75,650$99,850
Tift County, GA$75,650$99,850
Toombs County, GA$75,650$99,850
Towns County, GA$75,650$99,850
Treutlen County, GA$75,650$99,850
Troup County, GA$75,650$99,850
Turner County, GA$75,650$99,850
Union County, GA$75,650$99,850
Upson County, GA$75,650$99,850
Valdosta, GA MSA$75,650$99,850
Ware County, GA$75,650$99,850
Warner Robins, GA HUD Metro FMR Area$82,100$108,350
Warren County, GA$75,650$99,850
Washington County, GA$75,650$99,850
Wayne County, GA$75,650$99,850
Webster County, GA$75,650$99,850
Wheeler County, GA$75,650$99,850
White County, GA$75,650$99,850
Wilcox County, GA$75,650$99,850
Wilkes County, GA$75,650$99,850
Wilkinson County, GA$75,650$99,850
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