Washington USDA Direct Loans are a 100% financing mortgage program available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in WA.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. USDA Rural Development sets specific maximum loan limits for Direct Loans in Washington. Search for maximum loan limits for your area below.

Washington USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $220,532
Asotin $220,532
Benton $220,532
Chelan $274,160
Clallam $307,280
Clark $326,600
Columbia $220,532
Cowlitz $220,532
Douglas $274,160
Ferry $220,532
Franklin $220,532
Garfield $220,532
Grant $220,532
Grays Harbor $220,532
Island $273,700
Jefferson $273,700
King $473,800
Kitsap $260,992
Kittitas $220,532
Klickitat $220,532
Lewis $220,532
Lincoln $220,532
Mason $220,532
Okanogan $220,532
Pacific $220,532
Pend Oreille $220,532
Pierce $473,800
San Juan $410,000
Skagit $252,080
Skamania $326,600
Snohomish $473,800
Spokane $220,532
Stevens $220,532
Thurston $249,262
Wahkiakum $220,532
Walla Walla $220,532
Whatcom $256,680
Whitman $220,532
Yakima $220,532

More USDA Direct Loan Limits (Low Income)

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