Texas USDA Direct Loans are a 100% financing mortgage program available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in TX.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. USDA Rural Development sets specific maximum loan limits for Direct Loans in Texas. Search for maximum loan limits for your area below.

Texas USDA Direct Loan Limits

Area
Direct Loan Limit
Anderson $251,862
Andrews $251,862
Angelina $251,862
Aransas $251,862
Archer $251,862
Armstrong $251,862
Atascosa $287,960
Austin $264,960
Bailey $251,862
Bandera $287,960
Bastrop $311,880
Baylor $251,862
Bee $251,862
Bell $251,862
Bexar $287,960
Blanco $251,862
Borden $251,862
Bosque $251,862
Bowie $251,862
Brazoria $264,960
Brazos $251,862
Brewster $251,862
Briscoe $251,862
Brooks $251,862
Brown $251,862
Burleson $251,862
Burnet $251,862
Caldwell $311,880
Calhoun $251,862
Callahan $251,862
Cameron $251,862
Camp $251,862
Carson $251,862
Cass $251,862
Castro $251,862
Chambers $264,960
Cherokee $251,862
Childress $251,862
Clay $251,862
Cochran $251,862
Coke $251,862
Coleman $251,862
Collin $316,480
Collingsworth $251,862
Colorado $251,862
Comal $287,960
Comanche $251,862
Concho $251,862
Cooke $251,862
Coryell $251,862
Cottle $251,862
Crane $251,862
Crockett $251,862
Crosby $251,862
Culberson $251,862
Dallam $251,862
Dallas $316,480
Dawson $251,862
Deaf Smith $251,862
Delta $251,862
Denton $316,480
DeWitt $251,862
Dickens $251,862
Dimmit $251,862
Donley $251,862
Duval $251,862
Eastland $251,862
Ector $251,862
Edwards $251,862
El Paso $251,862
Ellis $316,480
Erath $251,862
Falls $251,862
Fannin $251,862
Fayette $251,862
Fisher $251,862
Floyd $251,862
Foard $251,862
Fort Bend $264,960
Franklin $251,862
Freestone $251,862
Frio $251,862
Gaines $251,862
Galveston $264,480
Garza $251,862
Gillespie $259,440
Glasscock $251,862
Goliad $251,862
Gonzales $251,862
Gray $251,862
Grayson $251,862
Gregg $251,862
Grimes $251,862
Guadalupe $287,960
Hale $251,862
Hall $251,862
Hamilton $251,862
Hansford $251,862
Hardeman $251,862
Hardin $251,862
Harris $264,960
Harrison $251,862
Hartley $251,862
Haskell $251,862
Hays $311,880
Hemphill $251,862
Henderson $251,862
Hidalgo $251,862
Hill $251,862
Hockley $251,862
Hood $316,480
Hopkins $251,862
Houston $251,862
Howard $251,862
Hudspeth $251,862
Hunt $316,480
Hutchinson $251,862
Irion $251,862
Jack $251,862
Jackson $251,862
Jasper $251,862
Jeff Davis $251,862
Jefferson $251,862
Jim Hogg $251,862
Jim Wells $251,862
Johnson $316,480
Jones $251,862
Karnes $251,862
Kaufman $316,480
Kendall $287,960
Kenedy $251,862
Kent $251,862
Kerr $251,862
Kimble $251,862
King $251,862
Kinney $251,862
Kleberg $251,862
Knox $251,862
La Salle $251,862
Lamar $251,862
Lamb $251,862
Lampasas $251,862
Lavaca $251,862
Lee $251,862
Leon $251,862
Liberty $264,960
Limestone $251,862
Lipscomb $251,862
Live Oak $251,862
Llano $251,862
Loving $251,862
Lubbock $251,862
Lynn $251,862
Madison $251,862
Marion $251,862
Martin $251,862
Mason $251,862
Matagorda $251,862
Maverick $251,862
McCulloch $251,862
McLennan $251,862
McMullen $251,862
Medina $287,960
Menard $251,862
Midland $254,840
Milam $251,862
Mills $251,862
Mitchell $251,862
Montague $251,862
Montgomery $264,960
Moore $251,862
Morris $251,862
Motley $251,862
Nacogdoches $251,862
Navarro $251,862
Newton $251,862
Nolan $251,862
Nueces $251,862
Ochiltree $251,862
Oldham $251,862
Orange $251,862
Palo Pinto $251,862
Panola $251,862
Parker $316,480
Parmer $251,862
Pecos $251,862
Polk $251,862
Potter $251,862
Presidio $251,862
Rains $251,862
Randall $251,862
Reagan $251,862
Real $251,862
Red River $251,862
Reeves $251,862
Refugio $251,862
Roberts $251,862
Robertson $251,862
Rockwall $316,480
Runnels $251,862
Rusk $251,862
Sabine $251,862
San Augustine $251,862
San Jacinto $251,862
San Patricio $251,862
San Saba $251,862
Schleicher $251,862
Scurry $251,862
Shackelford $251,862
Shelby $251,862
Sherman $251,862
Smith $251,862
Somervell $316,480
Starr $251,862
Stephens $251,862
Sterling $251,862
Stonewall $251,862
Sutton $251,862
Swisher $251,862
Tarrant $316,480
Taylor $251,862
Terrell $251,862
Terry $251,862
Throckmorton $251,862
Titus $251,862
Tom Green $251,862
Travis $311,880
Trinity $251,862
Tyler $251,862
Upshur $251,862
Upton $251,862
Uvalde $251,862
Val Verde $251,862
Van Zandt $251,862
Victoria $251,862
Walker $251,862
Waller $264,960
Ward $251,862
Washington $251,862
Webb $251,862
Wharton $251,862
Wheeler $251,862
Wichita $251,862
Wilbarger $251,862
Willacy $251,862
Williamson $311,880
Wilson $287,960
Winkler $251,862
Wise $316,480
Wood $251,862
Yoakum $251,862
Young $251,862
Zapata $251,862
Zavala $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Get Your Rate Quote
Refinance     Purchase

As seen in: