Tennessee USDA Direct Loans are a 100% financing mortgage program available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in TN.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. USDA Rural Development sets specific maximum loan limits for Direct Loans in Tennessee. Search for maximum loan limits for your area below.

Tennessee USDA Direct Loan Limits

Area
Direct Loan Limit
Anderson $157,100
Bedford $143,600
Benton $134,200
Bledsoe $148,600
Blount $163,600
Bradley $152,100
Campbell $157,100
Cannon $139,600
Carroll $134,200
Carter $148,300
Cheatham $165,600
Chester $134,400
Claiborne $157,100
Clay $139,600
Cocke $157,100
Coffee $149,100
Crockett $135,600
Cumberland $145,100
Davidson $190,100
Decatur $134,600
DeKalb $133,700
Dickson $165,600
Dyer $135,600
Fayette $148,600
Fentress $136,600
Franklin $143,600
Gibson $134,200
Giles $137,000
Grainger $157,100
Greene $147,000
Grundy $145,100
Hamblen $157,100
Hamilton $154,600
Hancock $142,800
Hardeman $132,600
Hardin $137,900
Hawkins $148,300
Haywood $138,100
Henderson $129,700
Henry $134,200
Hickman $140,300
Houston $139,600
Humphreys $139,600
Jackson $136,100
Jefferson $157,100
Johnson $145,100
Knox $163,600
Lake $135,600
Lauderdale $136,600
Lawrence $133,000
Lewis $132,600
Lincoln $146,100
Loudon $163,600
Macon $137,600
Madison $138,700
Marion $150,900
Marshall $143,600
Maury $144,200
McMinn $151,100
McNairy $130,700
Meigs $149,100
Monroe $156,100
Montgomery $165,600
Moore $142,900
Morgan $157,100
Obion $134,200
Overton $137,600
Perry $154,200
Pickett $136,600
Polk $148,600
Putnam $146,600
Rhea $149,100
Roane $157,100
Robertson $165,600
Rutherford $175,600
Scott $157,100
Sequatchie $148,000
Sevier $157,100
Shelby $173,200
Smith $141,900
Stewart $144,400
Sullivan $147,600
Sumner $175,600
Tipton $148,600
Trousdale $165,600
Unicoi $143,300
Union $157,100
Van Buren $135,400
Warren $140,600
Washington $149,100
Wayne $132,000
Weakley $134,200
White $144,100
Williamson $190,100
Wilson $175,600

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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