South Dakota USDA Direct Loans are a 100% financing mortgage program available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in South Dakota.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. USDA Rural Development sets specific maximum loan limits for Direct Loans in SD. Search for maximum loan limits for your area below.

South Dakota USDA Direct Loan Limits

Area
Direct Loan Limit
Aurora $251,862
Beadle $251,862
Bennett $251,862
Bon Homme $251,862
Bon Homme $251,862
Brookings $251,862
Brown $251,862
Brule $251,862
Butte $251,862
Campbell $251,862
Charles Mix $251,862
Clark $251,862
Clay $251,862
Codington $251,862
Corson $251,862
Custer $251,862
Davison $251,862
Day $251,862
Deuel $251,862
Dewey $251,862
Douglas $251,862
Edmunds $251,862
Fall River $251,862
Faulk $251,862
Grant $251,862
Gregory $251,862
Haakon $251,862
Hamlin $251,862
Hand $251,862
Hanson $251,862
Harding $251,862
Hughes $251,862
Hutchinson $251,862
Hyde $251,862
Jackson $251,862
Jerauld $251,862
Jones $251,862
Kingsbury $251,862
Lake $251,862
Lawrence $251,862
Lincoln $251,862
Lyman $251,862
Marshall $251,862
McCook $251,862
McPherson $251,862
Meade $251,862
Mellette $251,862
Miner $251,862
Minnehaha $251,862
Moody $251,862
Oglala $251,862
Pennington $251,862
Perkins $251,862
Potter $251,862
Roberts $251,862
Sanborn $251,862
Spink $251,862
Stanley $251,862
Sully $251,862
Todd $251,862
Tripp $251,862
Turner $251,862
Union $251,862
Walworth $251,862
Yankton $251,862
Ziebach $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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