Pennsylvania USDA Direct Loans are a 100% financing home loan program available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in PA.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. USDA Rural Development sets specific maximum loan limits for Direct Loans in Pennsylvania. Search for maximum loan limits for your area below.

Pennsylvania USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $210,000
Allegheny $201,000
Armstrong $184,000
Beaver $194,000
Bedford $183,000
Berks $222,000
Blair $194,000
Bradford $190,000
Bucks $246,000
Butler $194,000
Cambria $184,000
Cameron $177,000
Carbon $208,000
Centre $220,000
Chester $260,000
Clarion $180,000
Clearfield $184,000
Clinton $191,000
Columbia $197,000
Crawford $178,000
Cumberland $204,000
Dauphin $215,000
Elk $177,000
Erie $190,000
Fayette $188,000
Forest $164,000
Franklin $210,000
Fulton $185,000
Greene $182,000
Huntingdon $186,000
Indiana $191,000
Jefferson $177,000
Juniata $190,000
Lackawanna $204,000
Lancaster $224,000
Lawrence $182,000
Lebanon $213,000
Lehigh $234,000
Luzerne $216,000
Lycoming $202,000
McKean $164,000
Mercer $169,000
Mifflin $187,000
Monroe $222,000
Montgomery $244,000
Montour $195,000
Northampton $229,000
Northumberland $190,000
Palau $80,000
Perry $184,000
Pike $218,000
Potter $176,000
Schuylkill $189,000
Snyder $193,000
Somerset $183,000
Sullivan $196,000
Susquehanna $190,000
Tioga $188,000
Union $202,000
Venango $164,000
Warren $164,000
Washington $206,000
Wayne $190,000
Westmoreland $208,000
Wyoming $207,000
York $204,000

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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