Ohio USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in OH.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Ohio. Search for maximum loan limits for your area below.

Ohio USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $160,000
Allen $160,000
Ashland $170,000
Ashtabula $171,000
Athens $170,000
Auglaize $160,000
Belmont $175,000
Brown $165,000
Butler $180,000
Carroll $161,000
Champaign $185,000
Clark $175,000
Clermont $170,000
Clinton $165,000
Columbiana $157,000
Coshocton $151,000
Crawford $160,000
Darke $175,000
Defiance $180,000
Delaware $185,000
Erie $200,000
Fairfield $175,000
Fayette $175,000
Franklin $175,000
Fulton $185,000
Gallia $165,000
Geauga $180,000
Greene $175,000
Guernsey $175,000
Hamilton $180,000
Hancock $185,000
Hardin $160,000
Harrison $185,000
Henry $177,000
Highland $165,000
Hocking $178,000
Holmes $161,000
Huron $170,000
Jackson $160,000
Jefferson $185,000
Knox $165,000
Lake $180,000
Lawrence $160,000
Licking $175,000
Logan $185,000
Lorain $200,000
Lucas $185,000
Madison $175,000
Mahoning $171,000
Marion $160,000
Medina $200,000
Meigs $160,000
Mercer $160,000
Miami $185,000
Monroe $175,000
Montgomery $175,000
Morgan $165,000
Morrow $164,000
Muskingum $175,000
Noble $175,000
Ottawa $180,000
Paulding $150,000
Perry $168,000
Pickaway $175,000
Pike $160,000
Portage $180,000
Preble $175,000
Putnam $160,000
Richland $175,000
Ross $175,000
Sandusky $177,000
Scioto $160,000
Seneca $163,000
Shelby $167,000
Stark $175,000
Trumbull $171,000
Tuscarawas $165,000
Union $185,000
Van Wert $160,000
Vinton $170,000
Warren $180,000
Washington $170,000
Wayne $190,000
Williams $177,000
Wood $185,000
Wyandot $164,000

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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