North Dakota USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in ND.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in North Dakota. Search for maximum loan limits for your area below.

North Dakota USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $240,000
Barnes $240,000
Benson $240,000
Billings $271,400
Bottineau $240,000
Bowman $240,000
Burke $240,000
Burleigh $240,000
Cass $240,000
Cavalier $240,000
Corson South Dakota $240,000
Dickey $240,000
Divide $240,000
Dunn $240,000
Eddy $240,000
Emmons $240,000
Foster $240,000
Golden Valley $240,000
Grand Forks $240,000
Grant $240,000
Griggs $240,000
Hettinger $240,000
Kidder $240,000
LaMoure $240,000
Logan $240,000
McHenry $240,000
McIntosh $240,000
McKenzie $240,000
McLean $240,000
Mercer $240,000
Morton $240,000
Mountrail $240,000
Nelson $240,000
Oliver $240,000
Pembina $240,000
Pierce $240,000
Ramsey $240,000
Ransom $240,000
Renville $240,000
Richland $240,000
Rolette $240,000
Sargent $240,000
Sheridan $240,000
Sioux $240,000
Slope $240,000
Stark $246,560
Steele $240,000
Stutsman $240,000
Towner $240,000
Traill $240,000
Walsh $240,000
Ward $240,000
Wells $240,000
Williams $264,040

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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