North Carolina USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in NC.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in North Carolina. Search for maximum loan limits for your area below.

North Carolina USDA Direct Loan Limits

Area
Direct Loan Limit
Alamance $251,862
Alexander $251,862
Alleghany $251,862
Anson $251,862
Ashe $251,862
Avery $251,862
Beaufort $251,862
Bertie $251,862
Bladen $251,862
Brunswick $251,862
Buncombe $251,862
Burke $251,862
Cabarrus $253,920
Caldwell $251,862
Camden $581,220
Carteret $251,862
Caswell $251,862
Catawba $251,862
Chatham $322,920
Cherokee $251,862
Chowan $251,862
Clay $251,862
Cleveland $251,862
Columbus $251,862
Craven $251,862
Cumberland $251,862
Currituck $367,080
Dare $312,800
Davidson $251,862
Davie $251,862
Duplin $251,862
Durham $322,920
Edgecombe $251,862
Forsyth $251,862
Franklin $271,400
Gaston $253,920
Gates $367,080
Graham $251,862
Granville $251,862
Greene $251,862
Guilford $251,862
Halifax $251,862
Harnett $251,862
Haywood $251,862
Henderson $251,862
Hertford $251,862
Hoke $251,862
Hyde $386,400
Iredell $253,920
Jackson $251,862
Johnston $271,400
Jones $251,862
Lee $251,862
Lenoir $251,862
Lincoln $253,920
Macon $251,862
Madison $251,862
Martin $251,862
McDowell $251,862
Mecklenburg $253,920
Mitchell $251,862
Montgomery $251,862
Moore $251,862
Nash $251,862
New Hanover $251,862
Northampton $251,862
Onslow $251,862
Orange $322,920
Pamlico $251,862
Pasquotank $581,220
Pender $251,862
Perquimans $581,220
Person $322,920
Pitt $251,862
Polk $251,862
Randolph $251,862
Richmond $251,862
Robeson $251,862
Rockingham $251,862
Rowan $253,920
Rutherford $251,862
Sampson $251,862
Scotland $251,862
Stanly $251,862
Stokes $251,862
Surry $251,862
Swain $251,862
Transylvania $251,862
Tyrrell $312,800
Union $253,920
Vance $251,862
Wake $271,400
Warren $251,862
Washington $251,862
Watauga $251,862
Wayne $251,862
Wilkes $251,862
Wilson $251,862
Yadkin $251,862
Yancey $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

Alaska USDA Direct Loan Limits
Arizona USDA Direct Loan Limits
Arkansas USDA Direct Loan Limits
California USDA Direct Loan Limits
Colorado USDA Direct Loan Limits
Connecticut USDA Direct Loan Limits
Delaware USDA Direct Loan Limits
Florida USDA Direct Loan Limits
Georgia USDA Direct Loan Limits
Hawaii USDA Direct Loan Limits
Illinois USDA Direct Loan Limits
Idaho USDA Direct Loan Limits
Indiana USDA Direct Loan Limits
Iowa USDA Direct Loan Limits
Kansas USDA Direct Loan Limits
Kentucky USDA Direct Loan Limits
Louisiana USDA Direct Loan Limits
Maine USDA Direct Loan Limits
Maryland USDA Direct Loan Limits
Massachusetts USDA Direct Loan Limits
Michigan USDA Direct Loan Limits
Minnesota USDA Direct Loan Limits
Mississippi USDA Direct Loan Limits
Missouri USDA Direct Loan Limits
Montana USDA Direct Loan Limits
Nebraska USDA Direct Loan Limits
Nevada USDA Direct Loan Limits
New Hampshire USDA Direct Loan Limits
New Jersey USDA Direct Loan Limits
New Mexico USDA Direct Loan Limits
New York USDA Direct Loan Limits
North Carolina USDA Direct Loan Limits
North Dakota USDA Direct Loan Limits
Ohio USDA Direct Loan Limits
Oklahoma USDA Direct Loan Limits
Oregon USDA Direct Loan Limits
Pennsylvania USDA Direct Loan Limits
Rhode Island USDA Direct Loan Limits
South Carolina USDA Direct Loan Limits
South Dakota USDA Direct Loan Limits
Tennessee USDA Direct Loan Limits
Texas USDA Direct Loan Limits
Utah USDA Direct Loan Limits
Vermont USDA Direct Loan Limits
Virginia USDA Direct Loan Limits
Washington USDA Direct Loan Limits
West Virginia USDA Direct Loan Limits
Wisconsin USDA Direct Loan Limits
Wyoming USDA Direct Loan Limits
Maximum Applicant Income
Alabama USDA Direct Income Limits

Alaska USDA Direct Income Limits
Arizona USDA Direct Income Limits
Arkansas USDA Direct Income Limits
California USDA Direct Income Limits
Colorado USDA Direct Income Limits
Connecticut USDA Direct Income Limits
Delaware USDA Direct Income Limits
Florida USDA Direct Income Limits
Georgia USDA Direct Income Limits
Hawaii USDA Direct Income Limits
Illinois USDA Direct Income Limits
Idaho USDA Direct Income Limits
Indiana USDA Direct Income Limits
Iowa USDA Direct Income Limits
Kansas USDA Direct Income Limits
Kentucky USDA Direct Income Limits
Louisiana USDA Direct Income Limits
Maine USDA Direct Income Limits
Maryland USDA Direct Income Limits
Massachusetts Direct Income Limits
Michigan USDA Direct Income Limits
Minnesota USDA Direct Income Limits
Mississippi USDA Direct Income Limits
Missouri USDA Direct Income Limits
Montana USDA Direct Income Limits
Nebraska USDA Direct Income Limits
Nevada USDA Direct Income Limits
New Hampshire Direct Income Limits
New Jersey USDA Direct Income Limits
New Mexico USDA Direct Income Limits
New York USDA Direct Income Limits
North Carolina Direct Income Limits
North Dakota USDA Direct Income Limits
Ohio USDA Direct Income Limits
Oklahoma USDA Direct Income Limits
Oregon USDA Direct Income Limits
Pennsylvania USDA Direct Income Limits
Rhode Island USDA Direct Income Limits
South Carolina Direct Income Limits
South Dakota USDA Direct Income Limits
Tennessee USDA Direct Income Limits
Texas USDA Direct Income Limits
Utah USDA Direct Income Limits
Vermont USDA Direct Income Limits
Virginia USDA Direct Income Limits
Washington USDA Direct Income Limits
West Virginia USDA Direct Income Limits
Wisconsin USDA Direct Income Limits
Wyoming USDA Direct Income Limits

 

Get Your Rate Quote
Refinance     Purchase

As seen in: