New Mexico USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in NM.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in New Mexico. Search for maximum loan limits for your area below.

New Mexico USDA Direct Loan Limits

Area
Direct Loan Limit
Bernalillo $251,862
Catron $321,080
Chaves $251,862
Cibola $251,862
Colfax $251,862
Curry $251,862
De Baca $251,862
Dona Ana $251,862
Eddy $251,862
Grant $251,862
Guadalupe $251,862
Harding $251,862
Hidalgo $251,862
Lea $251,862
Lincoln $251,862
Los Alamos $328,440
Luna $251,862
McKinley $251,862
Mora $251,862
Otero $251,862
Quay $251,862
Rio Arriba $251,862
Roosevelt $251,862
San Juan $251,862
San Miguel $251,862
Sandoval $251,862
Santa Fe $294,400
Sierra $251,862
Socorro $251,862
Taos $251,862
Torrance $251,862
Union $251,862
Valencia $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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