Missouri USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in MO.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in MO. Search for maximum loan limits for your area below.

Missouri USDA Direct Loan Limits

Area
Direct Loan Limit
Adair $220,532
Andrew $220,532
Atchison $220,532
Audrain $220,532
Barry $220,532
Barton $220,532
Bates $246,560
Benton $220,532
Bollinger $220,532
Boone $220,532
Buchanan $220,532
Butler $220,532
Caldwell $246,560
Callaway $220,532
Camden $220,532
Cape Girardeau $220,532
Carroll $220,532
Carter $220,532
Cass $246,560
Cedar $220,532
Chariton $220,532
Christian $220,532
Clark $220,532
Clay $246,560
Clinton $246,560
Cole $220,532
Cooper $220,532
Crawford $220,532
Dade $220,532
Dallas $220,532
Daviess $220,532
DeKalb $220,532
Dent $220,532
Douglas $220,532
Dunklin $220,532
Franklin $220,532
Gasconade $220,532
Gentry $220,532
Greene $220,532
Grundy $220,532
Harrison $220,532
Henry $220,532
Hickory $220,532
Holt $220,532
Howard $220,532
Howell $220,532
Iron $220,532
Jackson $246,560
Jasper $220,532
Jefferson $220,532
Johnson $220,532
Knox $220,532
Laclede $220,532
Lafayette $246,560
Lawrence $220,532
Lewis $220,532
Lincoln $220,532
Linn $220,532
Livingston $220,532
Macon $220,532
Madison $220,532
Maries $220,532
Marion $220,532
McDonald $220,532
Mercer $220,532
Miller $220,532
Mississippi $220,532
Moniteau $220,532
Monroe $220,532
Montgomery $220,532
Morgan $220,532
New Madrid $220,532
Newton $220,532
Nodaway $220,532
Oregon $220,532
Osage $220,532
Ozark $220,532
Pemiscot $220,532
Perry $220,532
Pettis $220,532
Phelps $220,532
Pike $220,532
Platte $246,560
Polk $220,532
Pulaski $220,532
Putnam $220,532
Ralls $220,532
Randolph $220,532
Ray $246,560
Reynolds $220,532
Ripley $220,532
Saline $220,532
Schuyler $220,532
Scotland $220,532
Scott $220,532
Shannon $220,532
Shelby $220,532
St. Charles $220,532
St. Clair $220,532
St. Francois $220,532
Ste. Genevieve $220,532
Stoddard MO $220,532
Stone $220,532
Sullivan $220,532
Taney $220,532
Texas $220,532
Vernon $220,532
Warren $220,532
Washington $220,532
Wayne $220,532
Webster $220,532
Worth $220,532
Wright $220,532

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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