Mississippi USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in MS.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in MS. Search for maximum loan limits for your area below.

Mississippi USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $220,532
Alcorn $220,532
Amite $220,532
Attala $220,532
Benton $220,532
Bolivar $220,532
Calhoun $220,532
Carroll $220,532
Chickasaw $220,532
Choctaw $220,532
Claiborne $220,532
Clarke $220,532
Clay $220,532
Coahoma $220,532
Copiah $225,400
Covington $220,532
DeSoto $220,532
Forrest $220,532
Franklin $220,532
George $220,532
Greene $220,532
Grenada $220,532
Hancock $220,532
Harrison $220,532
Hinds $225,400
Holmes $220,532
Humphreys $220,532
Issaquena $220,532
Itawamba $220,532
Jackson $220,532
Jasper $220,532
Jefferson $220,532
Jefferson Davis $220,532
Jones $220,532
Kemper $220,532
Lafayette $220,532
Lamar $220,532
Lauderdale $220,532
Lawrence $220,532
Leake $220,532
Lee $220,532
Leflore $220,532
Lincoln $220,532
Lowndes $220,532
Madison $225,400
Marion $220,532
Marshall $220,532
Monroe $220,532
Montgomery $220,532
Neshoba $220,532
Newton $220,532
Noxubee $220,532
Oktibbeha $220,532
Panola $220,532
Pearl River $220,532
Perry $220,532
Pike $220,532
Pontotoc $220,532
Prentiss $220,532
Quitman $220,532
Rankin $225,400
Scott $220,532
Sharkey $220,532
Simpson $225,400
Smith $220,532
Stone $220,532
Sunflower $220,532
Tallahatchie $220,532
Tate $220,532
Tippah $220,532
Tishomingo $220,532
Tunica $220,532
Union $220,532
Walthall $220,532
Warren $220,532
Washington $220,532
Wayne $220,532
Webster $220,532
Wilkinson $220,532
Winston $220,532
Yalobusha $220,532
Yazoo $225,400

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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