Minnesota USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in MN.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in MN. Search for maximum loan limits for your area below.

Minnesota USDA Direct Loan Limits

Area
Direct Loan Limit
Aitkin $220,532
Anoka County Minnesota $261,280
Becker $220,532
Beltrami $220,532
Benton $220,532
Big Stone $220,532
Blue Earth $220,532
Brown $220,532
Carlton $220,532
Carver $265,880
Cass $220,532
Chippewa $220,532
Chisago $265,880
Clay $220,532
Clearwater $220,532
Cook $226,320
Cottonwood $220,532
Crow Wing $220,532
Dakota $265,880
Dodge $220,532
Douglas $220,532
Faribault $220,532
Fillmore $220,532
Freeborn $220,532
Goodhue $220,532
Grant $220,532
Houston $220,532
Hubbard $220,532
Isanti $265,880
Itasca $220,532
Jackson $220,532
Kanabec $220,532
Kandiyohi $220,532
Kittson $220,532
Koochiching $220,532
Lac qui Parle $220,532
Lake $220,532
Lake of the Woods $220,532
Le Sueur $265,880
Lincoln $220,532
Lyon $220,532
Mahnomen $220,532
Marshall $220,532
Martin $220,532
McLeod $220,532
Meeker $220,532
Mille Lacs $265,880
Morrison $220,532
Mower $220,532
Murray $220,532
Nicollet $220,532
Nobles $220,532
Norman $220,532
Olmsted $220,532
Otter Tail $220,532
Pennington $220,532
Pine $220,532
Pipestone $220,532
Polk $220,532
Pope $220,532
Red Lake $220,532
Redwood $220,532
Renville $220,532
Rice $220,532
Rock $220,532
Roseau $220,532
Scott $265,880
Sherburne $265,880
Sibley $265,880
ST LOUIS COUNTY (N) MN $216,840
St. Louis $220,532
Stearns $220,532
Steele $220,532
Stevens $220,532
Swift $220,532
Todd $220,532
Traverse $220,532
Wabasha $220,532
Wadena $220,532
Waseca $220,532
Watonwan $220,532
Wilkin $220,532
Winona $220,532
Wright $265,880
Yellow Medicine $220,532

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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