Minnesota USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in MN.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in MN. Search for maximum loan limits for your area below.

Minnesota USDA Direct Loan Limits

Area
Direct Loan Limit
Aitkin $251,862
Anoka $293,480
Becker $251,862
Beltrami $251,862
Benton $251,862
Big Stone $251,862
Blue Earth $251,862
Brown $251,862
Carlton $251,862
Carver $293,480
Cass $251,862
Chippewa $251,862
Chisago $293,480
Clay $251,862
Clearwater $251,862
Cook $251,862
Cottonwood $251,862
Crow Wing $251,862
Dakota $293,480
Dodge $251,862
Douglas $251,862
Faribault $251,862
Fillmore $251,862
Freeborn $251,862
Goodhue $251,862
Grant $251,862
Houston $293,480
Hubbard $251,862
Isanti $293,480
Itasca $251,862
Jackson $251,862
Kanabec $251,862
Kandiyohi $251,862
Kittson $251,862
Koochiching $251,862
Lac qui Parle $251,862
Lake $251,862
Lake of the Woods $251,862
Le Sueur $293,480
Lincoln $251,862
Lyon $251,862
Mahnomen $251,862
Marshall $251,862
Martin $251,862
McLeod $251,862
Meeker $251,862
Mille Lacs $293,480
Morrison $251,862
Mower $251,862
Murray $251,862
Nicollet $251,862
Nobles $251,862
Norman $251,862
Olmsted $251,862
Otter Tail $251,862
Pennington $251,862
Pine $251,862
Pipestone $251,862
Polk $251,862
Pope $251,862
Red Lake $251,862
Redwood $251,862
Renville $251,862
Rice $251,862
Rock $251,862
Roseau $251,862
Scott $293,480
Sherburne $293,480
Sibley $293,480
St. Louis $251,862
Stearns $251,862
Steele $251,862
Stevens $251,862
Swift $251,862
Todd $251,862
Traverse $251,862
Wabasha $251,862
Wadena $251,862
Waseca $251,862
Watonwan $251,862
Wilkin $251,862
Winona $251,862
Wright $293,480
Yellow Medicine $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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