Louisiana USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in LA.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in LA. Search for maximum loan limits for your area below.

Louisiana USDA Direct Loan Limits

Area
Direct Loan Limit
Acadia $140,000
Allen $140,000
Ascension $170,000
Assumption $155,000
Avoyelles $155,000
Beauregard $140,000
Bienville $140,000
Bossier $170,000
Caddo $170,000
Calcasieu $155,000
Caldwell $140,000
Cameron $155,000
Catahoula $140,000
Claiborne $140,000
Concordia $140,000
De Soto $170,000
East Baton Rouge $170,000
East Carroll $140,000
East Feliciana $155,000
Evangeline $140,000
Franklin $140,000
Grant $155,000
Iberia $155,000
Iberville $155,000
Jackson $140,000
Jefferson $170,000
Jefferson Davis $140,000
La Salle $140,000
Lafayette $155,000
Lafourche $170,000
Lincoln $140,000
Livingston $155,000
Madison $140,000
Morehouse $140,000
Natchitoches $155,000
Orleans Parish LA $109,250
Ouachita $155,000
Plaquemines $170,000
Pointe Coupee $155,000
Rapides $155,000
Red River $140,000
Richland $140,000
Sabine $140,000
St. Bernard $170,000
St. Charles $170,000
St. Helena $155,000
St. James $155,000
St. John the Baptist $170,000
St. Landry $140,000
St. Martin $155,000
St. Mary $140,000
St. Tammany $170,000
Tangipahoa $155,000
Tensas $140,000
Terrebonne $170,000
Union $155,000
Vermilion $140,000
Vernon $140,000
Washington $155,000
Webster $155,000
West Baton Rouge $155,000
West Carroll $140,000
West Feliciana $155,000
Winn $140,000

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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