Kentucky USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in KY.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in KY. Search for maximum loan limits for your area below.

Kentucky USDA Direct Loan Limits

Area
Direct Loan Limit
Adair $251,862
Allen $251,862
Anderson $251,862
Ballard $251,862
Barren $251,862
Bath $251,862
Bell $251,862
Boone $251,862
Bourbon $251,862
Boyd $251,862
Boyle $251,862
Bracken $251,862
Breathitt $251,862
Breckinridge $251,862
Bullitt $251,862
Butler $251,862
Caldwell $251,862
Calloway $251,862
Campbell $251,862
Carlisle $251,862
Carroll $251,862
Carter $251,862
Casey $251,862
Christian $251,862
Clark $251,862
Clay $251,862
Clinton $251,862
Crittenden $251,862
Cumberland $251,862
Daviess $251,862
Edmonson $251,862
Elliott $251,862
Estill $251,862
Fleming $251,862
Floyd $251,862
Franklin $251,862
Fulton $251,862
Gallatin $251,862
Garrard $251,862
Grant $251,862
Graves $251,862
Grayson $251,862
Green $251,862
Greenup $251,862
Hancock $251,862
Hardin $251,862
Harlan $251,862
Harrison $251,862
Hart $251,862
Henderson $251,862
Henry $253,000
Hickman $251,862
Hopkins $251,862
Jackson $251,862
Jessamine $251,862
Johnson $251,862
Kenton $251,862
Knott $251,862
Knox $251,862
Larue $251,862
Laurel $251,862
Lawrence $251,862
Lee $251,862
Leslie $251,862
Letcher $251,862
Lewis $251,862
Lincoln $251,862
Livingston $251,862
Logan $251,862
Lyon $251,862
Madison $251,862
Magoffin $251,862
Marion $251,862
Marshall $251,862
Martin $251,862
Mason $251,862
McCracken $251,862
McCreary $251,862
McLean $251,862
Meade $251,862
Menifee $251,862
Mercer $251,862
Metcalfe $251,862
Monroe $251,862
Montgomery $251,862
Morgan $251,862
Muhlenberg $251,862
Nelson $251,862
Nicholas $251,862
Ohio $251,862
Oldham $253,000
Owen $251,862
Owsley $251,862
Pendleton $251,862
Perry $251,862
Pike $251,862
Powell $251,862
Pulaski $251,862
Robertson $251,862
Rockcastle $251,862
Rowan $251,862
Russell $251,862
Scott $251,862
Shelby $253,000
Simpson $251,862
Spencer $253,000
Taylor $251,862
Todd $251,862
Trigg $251,862
Trimble $253,000
Union $251,862
Warren $251,862
Washington $251,862
Wayne $251,862
Webster $251,862
Whitley $251,862
Wolfe $251,862
Woodford $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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