Kansas USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in KS.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in KS. Search for maximum loan limits for your area below.

Kansas USDA Direct Loan Limits

Area
Direct Loan Limit
Allen $163,100
Anderson $188,000
Atchison $188,000
Barber $163,100
Barton $171,000
Bourbon $163,100
Brown $173,600
Butler $173,600
Chase $173,600
Chautauqua $163,100
Cherokee $163,100
Cheyenne $169,600
Clark $169,600
Clay $171,000
Cloud $171,000
Coffey $173,600
Comanche $163,100
Cowley $163,100
Crawford $163,100
Decatur $171,000
Dickinson $171,000
Doniphan $188,000
Douglas $188,000
Edwards $171,000
Elk $163,100
Ellis $171,000
Ellsworth $171,000
Finney $169,600
Ford $169,600
Franklin $188,000
Geary $173,600
Gove $169,600
Graham $171,000
Grant $169,600
Gray $169,600
Greeley $169,600
Greenwood $173,600
Hamilton $169,600
Harper $163,100
Harvey $163,100
Haskell $169,600
Hodgeman $169,600
Jackson $173,600
Jefferson $188,000
Jewell $171,000
Johnson $188,000
Kearny $169,600
Kingman $163,100
Kiowa $163,100
Labette $163,100
Lane $169,600
Leavenworth $188,000
Lincoln $171,000
Linn $188,000
Logan $169,600
Lyon $173,600
Marion $173,600
Marshall $173,600
McPherson $163,100
Meade $169,600
Miami $188,000
Mitchell $171,000
Montgomery $163,100
Morris $173,600
Morton $169,600
Nemaha $173,600
Neosho $163,100
Ness $171,000
Norton $171,000
Osage $173,600
Osborne $171,000
Ottawa $171,000
Pawnee $171,000
Phillips $171,000
Pottawatomie $173,600
Pratt $163,100
Rawlins $169,600
Reno $171,000
Republic $171,000
Rice $171,000
Riley $173,600
Rooks $171,000
Rush $171,000
Russell $171,000
Saline $171,000
Scott $169,600
Sedgwick $163,100
Seward $169,600
Shawnee $173,600
Sheridan $169,600
Sherman $169,600
Smith $171,000
Stafford $171,000
Stanton $169,600
Stevens $169,600
Sumner $163,100
Thomas $169,600
Trego $171,000
Wabaunsee $173,600
Wallace $169,600
Washington $171,000
Wichita $169,600
Wilson $163,100
Woodson $163,100
Wyandotte $188,000

More USDA Direct Loan Limits (Low Income)

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