Iowa USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in IA.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in IA. Search for maximum loan limits for your area below.

Iowa USDA Direct Loan Limits

Area
Direct Loan Limit
Adair $251,862
Adams $251,862
Allamakee $251,862
Appanoose $251,862
Audubon $251,862
Benton $251,862
Black Hawk $251,862
Boone $251,862
Bremer $251,862
Buchanan $251,862
Buena Vista $251,862
Butler $251,862
Calhoun $251,862
Carroll $251,862
Cass $251,862
Cedar $251,862
Cerro Gordo $251,862
Cherokee $251,862
Chickasaw $251,862
Clarke $251,862
Clay $251,862
Clayton $251,862
Clinton $251,862
Crawford $251,862
Dallas $251,862
Davis $251,862
Decatur $251,862
Delaware $251,862
Des Moines $251,862
Dickinson $251,862
Dubuque $251,862
Emmet $251,862
Fayette $251,862
Floyd $251,862
Franklin $251,862
Fremont $251,862
Greene $251,862
Grundy $251,862
Guthrie $251,862
Hamilton $251,862
Hancock $251,862
Hardin $251,862
Harrison $251,862
Henry $251,862
Howard $251,862
Humboldt $251,862
Ida $251,862
Iowa $251,862
Jackson $251,862
Jasper $251,862
Jefferson $251,862
Johnson $251,862
Jones $251,862
Keokuk $251,862
Kossuth $251,862
Lee $251,862
Linn $251,862
Louisa $251,862
Lucas $251,862
Lyon $251,862
Madison $251,862
Mahaska $251,862
Marion $251,862
Marshall $251,862
Mills $251,862
Mitchell $251,862
Monona $251,862
Monroe $251,862
Montgomery $251,862
Muscatine $251,862
O'Brien $251,862
Osceola $251,862
Page $251,862
Palo Alto $251,862
Plymouth $251,862
Pocahontas $251,862
Polk $251,862
Pottawattamie $251,862
Poweshiek $251,862
Ringgold $251,862
Sac $251,862
Scott $251,862
Shelby $251,862
Sioux $251,862
Story $251,862
Tama $251,862
Taylor $251,862
Union $251,862
Van Buren $251,862
Wapello $251,862
Warren $251,862
Washington $251,862
Wayne $251,862
Webster $251,862
Winnebago $251,862
Winneshiek $251,862
Woodbury $251,862
Worth $251,862
Wright $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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