Iowa USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in IA.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in IA. Search for maximum loan limits for your area below.

Iowa USDA Direct Loan Limits

Area
Direct Loan Limit
Adair $220,532
Adams $220,532
Allamakee $220,532
Appanoose $220,532
Audubon $220,532
Benton $220,532
Black Hawk $220,532
Boone $220,532
Bremer $220,532
Buchanan $220,532
Buena Vista $220,532
Butler $220,532
Calhoun $220,532
Carroll $220,532
Cass $220,532
Cedar $220,532
Cerro Gordo $220,532
Cherokee $220,532
Chickasaw $220,532
Clarke $220,532
Clay $220,532
Clayton $220,532
Clinton $220,532
Crawford $220,532
Dallas $220,532
Davis $220,532
Decatur $220,532
Delaware $220,532
Des Moines $220,532
Dickinson $220,532
Dubuque $220,532
Emmet $220,532
Fayette $220,532
Floyd $220,532
Franklin $220,532
Fremont $220,532
Greene $220,532
Grundy $220,532
Guthrie $220,532
Hamilton $220,532
Hancock $220,532
Hardin $220,532
Harrison $220,532
Henry $220,532
Howard $220,532
Humboldt $220,532
Ida $220,532
Iowa $220,532
Jackson $220,532
Jasper $220,532
Jefferson $220,532
Johnson $220,532
Jones $220,532
Keokuk $220,532
Kossuth $220,532
Lee $220,532
Linn $220,532
Louisa $220,532
Lucas $220,532
Lyon $220,532
Madison $220,532
Mahaska $220,532
Marion $220,532
Marshall $220,532
Mills $220,532
Mitchell $220,532
Monona $220,532
Monroe $220,532
Montgomery $220,532
Muscatine $220,532
O'Brien $220,532
Osceola $220,532
Page $220,532
Palo Alto $220,532
Plymouth $220,532
Pocahontas $220,532
Polk $220,532
Pottawattamie $220,532
Poweshiek $220,532
Ringgold $220,532
Sac $220,532
Scott $220,532
Shelby $220,532
Sioux $220,532
Story $220,532
Tama $220,532
Taylor $220,532
Union $220,532
Van Buren $220,532
Wapello $220,532
Warren $220,532
Washington $220,532
Wayne $220,532
Webster $220,532
Winnebago $220,532
Winneshiek $220,532
Woodbury $220,532
Worth $220,532
Wright $220,532

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
Alabama USDA Direct Income Limits

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Iowa USDA Direct Income Limits
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