Indiana USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in IN.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in IN. Search for maximum loan limits for your area below.

Indiana USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $220,532
Allen $220,532
Bartholomew $220,532
Benton $220,532
Blackford $220,532
Boone $246,560
Brown $246,560
Carroll $220,532
Cass $220,532
Clark $239,200
Clay $220,532
Clinton $220,532
Crawford $220,532
Daviess $220,532
Dearborn $220,532
Decatur $220,532
DeKalb $220,532
Delaware $220,532
Dubois $220,532
Elkhart $220,532
Fayette $220,532
Floyd $239,200
Fountain $220,532
Franklin $220,532
Fulton $220,532
Gibson $220,532
Grant $220,532
Greene $220,532
Hamilton $246,560
Hancock $246,560
Harrison $239,200
Hendricks $246,560
Henry $220,532
Howard $220,532
Huntington $220,532
Jackson $220,532
Jasper $292,560
Jay $220,532
Jefferson $220,532
Jennings $220,532
Johnson $246,560
Knox $220,532
Kosciusko $220,532
LaGrange $220,532
Lake $292,560
LaPorte $220,532
Lawrence $220,532
Madison $246,560
Marshall $220,532
Martin $220,532
Miami $220,532
Monroe $220,532
Montgomery $220,532
Morgan $246,560
Newton $292,560
Noble $220,532
Ohio $220,532
Orange $220,532
Owen $220,532
Parke $220,532
Perry $220,532
Pike $220,532
Porter $292,560
Posey $220,532
Pulaski $220,532
Putnam $246,560
Randolph $220,532
Ripley $220,532
Rush $220,532
Scott $239,200
Shelby $246,560
Spencer $220,532
St. Joseph $220,532
Starke $220,532
Steuben $220,532
Sullivan $220,532
Switzerland $220,532
Tippecanoe $220,532
Tipton $220,532
Union $220,532
Vanderburgh $220,532
Vermillion $220,532
Vigo $220,532
Wabash $220,532
Warren $220,532
Warrick $220,532
Washington $239,200
Wayne $220,532
Wells $220,532
White $220,532
Whitley $220,532

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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