Indiana USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in IN.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in IN. Search for maximum loan limits for your area below.

Indiana USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $251,862
Allen $251,862
Bartholomew $251,862
Benton $251,862
Blackford $251,862
Boone $275,080
Brown $275,080
Carroll $251,862
Cass $251,862
Clark $253,000
Clay $251,862
Clinton $251,862
Crawford $251,862
Daviess $251,862
Dearborn $251,862
Decatur $251,862
DeKalb $251,862
Delaware $251,862
Dubois $251,862
Elkhart $251,862
Fayette $251,862
Floyd $253,000
Fountain $251,862
Franklin $251,862
Fulton $251,862
Gibson $251,862
Grant $251,862
Greene $251,862
Hamilton $275,080
Hancock $275,080
Harrison $253,000
Hendricks $275,080
Henry $251,862
Howard $251,862
Huntington $251,862
Jackson $251,862
Jasper $294,400
Jay $251,862
Jefferson $251,862
Jennings $251,862
Johnson $275,080
Knox $251,862
Kosciusko $251,862
LaGrange $251,862
Lake $294,400
LaPorte $251,862
Lawrence $251,862
Madison $275,080
Marshall $251,862
Martin $251,862
Miami $251,862
Monroe $251,862
Montgomery $251,862
Morgan $275,080
Newton $294,400
Noble $251,862
Ohio $251,862
Orange $251,862
Owen $251,862
Parke $251,862
Perry $251,862
Pike $251,862
Porter $294,400
Posey $251,862
Pulaski $251,862
Putnam $275,080
Randolph $251,862
Ripley $251,862
Rush $251,862
Scott $253,000
Shelby $275,080
Spencer $251,862
St. Joseph $251,862
Starke $251,862
Steuben $251,862
Sullivan $251,862
Switzerland $251,862
Tippecanoe $251,862
Tipton $251,862
Union $251,862
Vanderburgh $251,862
Vermillion $251,862
Vigo $251,862
Wabash $251,862
Warren $251,862
Warrick $251,862
Washington $253,000
Wayne $251,862
Wells $251,862
White $251,862
Whitley $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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