Florida USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in FL.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Florida. Search for maximum loan limits for your area below.

Florida USDA Direct Loan Limits

Area
Direct Loan Limit
Alachua $220,532
Baker $264,040
Bay $220,532
Bradford $220,532
Brevard $220,532
Broward $276,000
Calhoun $220,532
Charlotte $220,532
Citrus $220,532
Clay $264,040
Collier $360,640
Columbia $220,532
Dade County FL $276,000
DeSoto $220,532
Dixie $220,532
Duval $264,040
Escambia $220,532
Flagler $220,532
Franklin $220,532
Gadsden $220,532
Gilchrist $220,532
Glades $220,532
Gulf $220,532
Hamilton $220,532
Hardee $220,532
Hendry $220,532
Hernando $220,532
Highlands $220,532
Hillsborough $220,532
Holmes $220,532
Indian River $220,532
Jackson $220,532
Jefferson $220,532
Lafayette $220,532
Lake $221,720
Lee $253,612
Leon $220,532
Levy $220,532
Liberty $220,532
Madison $220,532
Manatee $230,000
Marion $220,532
Martin $253,000
Monroe $423,200
Nassau $264,040
Okaloosa $273,240
Okeechobee $220,532
Orange $221,720
Osceola $221,720
Palm Beach $276,000
Pasco $220,532
Pinellas $220,532
Polk $220,532
Putnam $220,532
Santa Rosa $228,160
Sarasota $230,000
Seminole $253,000
St. Johns $264,040
St. Lucie $253,000
Sumter $230,000
Suwannee $220,532
Taylor $220,532
Union $220,532
Volusia $220,532
Wakulla $220,532
Walton $273,240
Washington $220,532

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
Alabama USDA Direct Income Limits

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