Florida USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in FL.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Florida. Search for maximum loan limits for your area below.

Florida USDA Direct Loan Limits

Area
Direct Loan Limit
Alachua $251,862
Baker $287,040
Bay $251,862
Bradford $251,862
Brevard $251,862
Broward $285,200
Calhoun $251,862
Charlotte $294,515
Citrus $251,862
Clay $287,040
Collier $360,640
Columbia $251,862
DeSoto $251,862
Dixie $287,040
Duval $275,080
Escambia $251,862
Flagler $251,862
Franklin $251,862
Gadsden $251,862
Gilchrist $251,862
Glades $251,862
Gulf $251,862
Hamilton $251,862
Hardee $251,862
Hendry $251,862
Hernando $251,862
Highlands $251,862
Hillsborough $251,862
Holmes $251,862
Indian River $251,862
Jackson $251,862
Jefferson $251,862
Lafayette $251,862
Lake $251,862
Lee $294,515
Leon $251,862
Levy $251,862
Liberty $251,862
Madison $256,680
Manatee $299,000
Marion $262,200
Martin $285,200
Monroe $423,200
Nassau $287,040
Okaloosa $296,240
Okeechobee $251,862
Orange $251,862
Osceola $251,862
Palm Beach $285,200
Pasco $251,862
Pinellas $251,862
Polk $251,862
Putnam $251,862
Santa Rosa $270,950
Sarasota $294,515
Seminole $251,862
St. Johns $287,040
St. Lucie $262,200
Sumter $251,862
Suwannee $251,862
Taylor $251,862
Union $251,862
Volusia $251,862
Wakulla $251,862
Walton $296,240
Washington $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
Alabama USDA Direct Income Limits

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