Colorado USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in CO.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Colorado. Search for maximum loan limits for your area below.

Colorado USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $394,680
Alamosa $220,532
Arapahoe $394,680
Archuleta $232,720
Baca $220,532
Bent $220,532
Boulder $423,200
Chaffee $220,532
Cheyenne $220,532
Clear Creek $394,680
Conejos $220,532
Costilla $220,532
Crowley $220,532
Custer $220,532
Delta $220,532
Denver $394,680
Dolores $220,532
Douglas $394,680
Eagle $508,920
El Paso $235,200
Elbert $394,680
Fremont $220,532
Garfield $508,920
Gilpin $394,680
Grand $272,130
Gunnison $291,840
Hinsdale $349,080
Huerfano $220,532
Jackson $220,532
Jefferson $394,680
Kiowa $220,532
Kit Carson $220,532
La Plata $308,200
Lake $220,532
Larimer $300,840
Las Animas $220,532
Lincoln $220,532
Logan $220,532
Mesa $230,840
Mineral $220,532
Moffat $220,532
Montezuma $220,532
Montrose $220,532
Morgan $220,532
Otero $220,532
Ouray $347,200
Park $394,680
Phillips $220,532
Pitkin $508,920
Prowers $220,532
Pueblo $220,532
Rio Blanco $220,532
Rio Grande $220,532
Routt $507,840
Saguache $220,532
San Juan $220,532
San Miguel $508,920
Sedgwick $220,532
Summit $508,920
Teller $228,160
Washington $220,532
Weld $257,600
Yuma $220,532

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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