Colorado USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify in CO.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
 
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits 
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Colorado. Search for maximum loan limits for your area below.

Colorado USDA Direct Loan Limits

Area
Direct Loan Limit
Adams $448,960
Alamosa $251,862
Arapahoe $448,960
Archuleta $251,862
Baca $251,862
Bent $251,862
Boulder $501,400
Chaffee $266,800
Cheyenne $251,862
Clear Creek $448,960
Conejos $251,862
Costilla $251,862
Crowley $251,862
Custer $251,862
Delta $251,862
Denver $448,960
Dolores $251,862
Douglas $448,960
Eagle $581,220
El Paso $271,400
Elbert $448,960
Fremont $251,862
Garfield $581,220
Gilpin $448,960
Grand $322,000
Gunnison $311,680
Hinsdale $372,820
Huerfano $251,862
Jackson $251,862
Jefferson $448,960
Kiowa $251,862
Kit Carson $251,862
La Plata $312,800
Lake $335,800
Larimer $349,600
Las Animas $251,862
Lincoln $251,862
Logan $251,862
Mesa $251,862
Mineral $251,862
Moffat $251,862
Montezuma $251,862
Montrose $251,862
Morgan $251,862
Otero $251,862
Ouray $370,810
Park $448,960
Phillips $251,862
Pitkin $581,220
Prowers $251,862
Pueblo $251,862
Rio Blanco $251,862
Rio Grande $251,862
Routt $542,390
Saguache $251,862
San Juan $251,862
San Miguel $581,220
Sedgwick $251,862
Summit $577,760
Teller $271,400
Washington $251,862
Weld $308,200
Yuma $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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Maximum Applicant Income
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