California USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify.

View All USDA Direct Loan Limits (low income only)
View USDA Direct Loan Income Limits
(low income only)
View All USDA Loan Limits (low or moderate income)
View All USDA Loan Income Limits
(low or moderate income)
USDA Loan Programs
USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in California. Search for maximum loan limits for your area below.

California USDA Direct Loan Limits

Area
Direct Loan Limit
Alameda $508,920
Alpine $370,760
Amador $265,880
Butte $293,250
Calaveras $299,000
Colusa $249,370
Contra Costa $508,920
Del Norte $220,532
El Dorado $391,000
Fresno $225,400
Glenn $239,829
Humboldt $301,530
Imperial $220,532
Inyo $295,320
Kern $271,050
Kings $220,532
Lake $220,532
Lassen $220,532
Los Angeles $508,920
Madera $220,532
Marin $508,920
Mariposa $257,600
Mendocino $373,750
Merced $220,532
Modoc $220,532
Mono $423,200
Monterey $460,000
Napa $508,920
Nevada $381,800
Orange $508,920
Placer $391,000
Plumas $269,560
Riverside $303,600
Sacramento $391,000
San Benito $508,920
San Bernardino $303,600
San Diego $490,360
San Francisco $508,920
San Joaquin $289,800
San Luis Obispo $469,200
San Mateo $508,920
Santa Barbara $508,920
Santa Clara $508,920
Santa Cruz $508,920
Shasta $248,099
Siskiyou $220,532
Solano $345,000
Sonoma $476,560
Stanislaus $239,200
Sutter $220,800
Tehama $242,585
Trinity $220,532
Tulare $220,532
Tuolumne $248,099
Ventura $508,920
Yolo $391,000
Yuba $251,160

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
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