Arkansas USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify.

Search USDA Guaranteed Loan Limits (moderate income)
Search all USDA Loan income limits (low or moderate income)
Learn about today’s USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Arkansas. Search for maximum loan limits for your area below.

Arkansas USDA Direct Loan Limits

Area
Direct Loan Limit
Arkansas $120,900
Ashley $122,500
Baxter $136,300
Benton $156,700
Boone $136,300
Bradley $122,500
Calhoun $122,500
Carroll $136,300
Chicot $122,500
Clark $123,900
Clay $118,200
Cleburne $131,900
Cleveland $124,500
Columbia $122,500
Conway $160,000
Craighead $122,800
Crawford $160,000
Crittenden $146,600
Cross $140,100
Dallas $122,500
Desha $122,500
Drew $122,500
Faulkner $160,000
Franklin $160,000
Fulton $136,300
Garland $134,000
Grant $132,900
Greene $122,700
Hempstead $123,900
Hot Spring $128,500
Howard $123,900
Independence $128,400
Izard $136,300
Jackson $125,900
Jefferson $124,500
Johnson $160,000
Lafayette $123,900
Lawrence $117,800
Lee $131,400
Lincoln $124,500
Little River $123,900
Logan $160,000
Lonoke $129,900
Madison $156,700
Marion $136,300
Miller $123,900
Mississippi $132,600
Monroe $131,500
Montgomery $123,900
Nevada $123,900
Newton $136,300
Ouachita $122,500
Perry $160,000
Phillips $137,300
Pike $123,900
Poinsett $133,100
Polk $123,900
Pope $160,000
Prairie $130,500
Pulaski $140,500
Randolph $117,800
Saline $134,200
Scott $160,000
Searcy $136,300
Sebastian $160,000
Sevier $123,900
Sharp $120,700
St. Francis $130,900
Stone $148,500
Union $122,500
Van Buren $160,000
Washington $156,700
White $137,900
Woodruff $129,200
Yell $160,000

More USDA Direct Loan Limits (Low Income)

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