Alabama USDA Direct Loans are 100% financing mortgages available for low income applicants to purchase homes in rural areas. Unlike Guaranteed USDA Loans, applicants must have low or very low income to qualify for Direct Loans.

Search USDA Guaranteed Loan Limits (moderate income)
Search all USDA Loan income limits (low or moderate income)
Learn about today’s USDA Loan Requirements

Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. The USDA sets specific maximum loan limits for Direct Loans in Alabama. Search for maximum loan limits for your area below.

Alabama USDA Direct Loan Limits

Area
Direct Loan Limit
Autauga $251,862
Baldwin $251,862
Barbour $251,862
Bibb $251,862
Blount $251,862
Bullock $251,862
Butler $251,862
Calhoun $251,862
Chambers $251,862
Cherokee $251,862
Chilton $251,862
Choctaw $251,862
Clarke $251,862
Clay $251,862
Cleburne $251,862
Coffee $251,862
Colbert $251,862
Conecuh $251,862
Coosa $251,862
Covington $251,862
Crenshaw $251,862
Cullman $251,862
Dale $251,862
Dallas $251,862
DeKalb $251,862
Elmore $251,862
Escambia $251,862
Etowah $251,862
Fayette $251,862
Franklin $251,862
Geneva $251,862
Greene $251,862
Hale $264,960
Henry $251,862
Houston $251,862
Jackson $251,862
Jefferson $251,862
Lamar $251,862
Lauderdale $251,862
Lawrence $251,862
Lee $251,862
Limestone $251,862
Lowndes $251,862
Macon $251,862
Madison $251,862
Marengo $251,862
Marion $251,862
Marshall $251,862
Mobile $251,862
Monroe $251,862
Montgomery $251,862
Morgan $251,862
Perry $251,862
Pickens $264,960
Pike $251,862
Randolph $251,862
Russell $251,862
Shelby $251,862
St. Clair $251,862
Sumter $251,862
Talladega $251,862
Tallapoosa $251,862
Tuscaloosa $264,960
Walker $251,862
Washington $251,862
Wilcox $251,862
Winston $251,862

More USDA Direct Loan Limits (Low Income)

Maximum Loan Amounts
Alabama USDA Direct Loan Limits

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Maximum Applicant Income
Alabama USDA Direct Income Limits

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