USDA Direct Loans are a rural development mortgage program available for low income applicants to purchase homes with no down payment in rural areas. Direct Loans are not as popular as USDA Guaranteed Loans, which accommodate a broader range of borrower qualifications. And unlike Guaranteed USDA Loans, Direct Loan applicants must have low or very low income to qualify and comply with set maximum loan amounts which can be searched below.

USDA Direct Loan Limits (Low Income Loans)

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