USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Nebraska. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Nebraska than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Nebraska USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Adams County, NE $56,550$56,550 $56,550$56,550 $74,650
Antelope County, NE $56,000$56,000 $56,000$56,000 $73,900
Arthur County, NE $56,000$56,000 $56,000$56,000 $73,900
Banner County, NE $56,000$56,000 $56,000$56,000 $73,900
Blaine County, NE $56,000$56,000 $56,000$56,000 $73,900
Boone County, NE $56,000$56,000 $56,000$56,000 $73,900
Box Butte County, NE $59,850$59,850 $59,850$59,850 $79,000
Boyd County, NE $56,000$56,000 $56,000$56,000 $73,900
Brown County, NE $56,000$56,000 $56,000$56,000 $73,900
Buffalo County, NE $60,150$60,150 $60,150$60,150 $79,400
Burt County, NE $56,000$56,000 $56,000$56,000 $73,900
Butler County, NE $56,000$56,000 $56,000$56,000 $73,900
Cedar County, NE $58,300$58,300 $58,300$58,300 $76,950
Chase County, NE $56,000$56,000 $56,000$56,000 $73,900
Cherry County, NE $56,000$56,000 $56,000$56,000 $73,900
Cheyenne County, NE $64,250$64,250 $64,250$64,250 $84,800
Clay County, NE $56,000$56,000 $56,000$56,000 $73,900
Colfax County, NE $56,000$56,000 $56,000$56,000 $73,900
Cuming County, NE $56,000$56,000 $56,000$56,000 $73,900
Custer County, NE $56,000$56,000 $56,000$56,000 $73,900
Dawes County, NE $56,000$56,000 $56,000$56,000 $73,900
Dawson County, NE $56,000$56,000 $56,000$56,000 $73,900
Deuel County, NE $56,000$56,000 $56,000$56,000 $73,900
Dodge County, NE $56,000$56,000 $56,000$56,000 $73,900
Dundy County, NE $56,000$56,000 $56,000$56,000 $73,900
Fillmore County, NE $56,000$56,000 $56,000$56,000 $73,900
Franklin County, NE $56,000$56,000 $56,000$56,000 $73,900
Frontier County, NE $56,000$56,000 $56,000$56,000 $73,900
Furnas County, NE $56,000$56,000 $56,000$56,000 $73,900
Gage County, NE $56,000$56,000 $56,000$56,000 $73,900
Garden County, NE $59,500$59,500 $59,500$59,500 $78,550
Garfield County, NE $56,000$56,000 $56,000$56,000 $73,900
Gosper County, NE $59,850$59,850 $59,850$59,850 $79,000
Grant County, NE $56,000$56,000 $56,000$56,000 $73,900
Greeley County, NE $56,000$56,000 $56,000$56,000 $73,900
Hall County, NE HUD Metro FMR Area $56,000$56,000 $56,000$56,000 $73,900
Hamilton County, NE HUD Metro FMR Area $60,550$60,550 $60,550$60,550 $79,950
Harlan County, NE $56,000$56,000 $56,000$56,000 $73,900
Hayes County, NE $56,000$56,000 $56,000$56,000 $73,900
Hitchcock County, NE $56,000$56,000 $56,000$56,000 $73,900
Holt County, NE $56,000$56,000 $56,000$56,000 $73,900
Hooker County, NE $56,000$56,000 $56,000$56,000 $73,900
Howard County, NE HUD Metro FMR Area $56,950$56,950 $56,950$56,950 $75,150
Jefferson County, NE $56,000$56,000 $56,000$56,000 $73,900
Johnson County, NE $56,000$56,000 $56,000$56,000 $73,900
Kearney County, NE $59,850$59,850 $59,850$59,850 $79,000
Keith County, NE $56,000$56,000 $56,000$56,000 $73,900
Keya Paha County, NE $56,000$56,000 $56,000$56,000 $73,900
Kimball County, NE $56,000$56,000 $56,000$56,000 $73,900
Knox County, NE $56,000$56,000 $56,000$56,000 $73,900
Lincoln County, NE $56,000$56,000 $56,000$56,000 $73,900
Lincoln, NE HUD Metro FMR Area $64,300$64,300 $64,300$64,300 $84,900
Logan County, NE $56,000$56,000 $56,000$56,000 $73,900
Loup County, NE $56,000$56,000 $56,000$56,000 $73,900
Madison County, NE $56,000$56,000 $56,000$56,000 $73,900
McPherson County, NE $56,000$56,000 $56,000$56,000 $73,900
Merrick County, NE HUD Metro FMR Area $56,000$56,000 $56,000$56,000 $73,900
Morrill County, NE $56,000$56,000 $56,000$56,000 $73,900
Nance County, NE $56,000$56,000 $56,000$56,000 $73,900
Nemaha County, NE $63,350$63,350 $63,350$63,350 $83,600
Nuckolls County, NE $56,000$56,000 $56,000$56,000 $73,900
Omaha-Council Bluffs, NE-IA HUD Metro FMR Area $68,800$68,800 $68,800$68,800 $90,800
Otoe County, NE $56,400$56,400 $56,400$56,400 $74,450
Pawnee County, NE $56,000$56,000 $56,000$56,000 $73,900
Perkins County, NE $59,450$59,450 $59,450$59,450 $78,450
Phelps County, NE $57,350$57,350 $57,350$57,350 $75,700
Pierce County, NE $56,250$56,250 $56,250$56,250 $74,250
Platte County, NE $60,500$60,500 $60,500$60,500 $79,850
Polk County, NE $60,900$60,900 $60,900$60,900 $80,400
Red Willow County, NE $56,000$56,000 $56,000$56,000 $73,900
Richardson County, NE $56,000$56,000 $56,000$56,000 $73,900
Rock County, NE $56,000$56,000 $56,000$56,000 $73,900
Saline County, NE $56,000$56,000 $56,000$56,000 $73,900
Saunders County, NE HUD Metro FMR Area $65,300$65,300 $65,300$65,300 $86,200
Scotts Bluff County, NE $56,000$56,000 $56,000$56,000 $73,900
Seward County, NE HUD Metro FMR Area $66,100$66,100 $66,100$66,100 $87,250
Sheridan County, NE $56,000$56,000 $56,000$56,000 $73,900
Sherman County, NE $56,000$56,000 $56,000$56,000 $73,900
Sioux City, IA-NE-SD HUD Metro FMR Area $55,600$55,600 $55,600$55,600 $73,400
Sioux County, NE $56,000$56,000 $56,000$56,000 $73,900
Stanton County, NE $56,950$56,950 $56,950$56,950 $75,150
Thayer County, NE $56,000$56,000 $56,000$56,000 $73,900
Thomas County, NE $57,100$57,100 $57,100$57,100 $75,350
Thurston County, NE $56,000$56,000 $56,000$56,000 $73,900
Valley County, NE $56,000$56,000 $56,000$56,000 $73,900
Wayne County, NE $61,200$61,200 $61,200$61,200 $80,800
Webster County, NE $56,000$56,000 $56,000$56,000 $73,900
Wheeler County, NE $56,000$56,000 $56,000$56,000 $73,900
York County, NE $57,700$57,700 $57,700$57,700 $76,150

More USDA Direct Loan Limits (Low Income)

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Maximum Applicant Income
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