Kansas USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Kansas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
USDA Loan Requirements
USDA Loan Programs

Direct Loans are less common in Kansas than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Kansas USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Allen County, KS $49,200$49,200 $49,200$49,200 $64,950
Anderson County, KS $49,900$49,900 $49,900$49,900 $65,850
Atchison County, KS $49,200$49,200 $49,200$49,200 $64,950
Barber County, KS $52,800$52,800 $52,800$52,800 $69,700
Barton County, KS $50,500$50,500 $50,500$50,500 $66,650
Bourbon County, KS $49,200$49,200 $49,200$49,200 $64,950
Brown County, KS $49,200$49,200 $49,200$49,200 $64,950
Chase County, KS $52,550$52,550 $52,550$52,550 $69,350
Chautauqua County, KS $49,200$49,200 $49,200$49,200 $64,950
Cherokee County, KS $49,200$49,200 $49,200$49,200 $64,950
Cheyenne County, KS $51,700$51,700 $51,700$51,700 $68,250
Clark County, KS $51,200$51,200 $51,200$51,200 $67,600
Clay County, KS $53,850$53,850 $53,850$53,850 $71,100
Cloud County, KS $49,200$49,200 $49,200$49,200 $64,950
Coffey County, KS $59,600$59,600 $59,600$59,600 $78,650
Comanche County, KS $49,850$49,850 $49,850$49,850 $65,800
Cowley County, KS $49,200$49,200 $49,200$49,200 $64,950
Crawford County, KS $49,200$49,200 $49,200$49,200 $64,950
Decatur County, KS $49,200$49,200 $49,200$49,200 $64,950
Dickinson County, KS $52,100$52,100 $52,100$52,100 $68,750
Edwards County, KS $49,500$49,500 $49,500$49,500 $65,350
Elk County, KS $49,200$49,200 $49,200$49,200 $64,950
Ellis County, KS $58,400$58,400 $58,400$58,400 $77,100
Ellsworth County, KS $54,700$54,700 $54,700$54,700 $72,200
Finney County, KS $50,100$50,100 $50,100$50,100 $66,150
Ford County, KS $49,200$49,200 $49,200$49,200 $64,950
Franklin County, KS $55,500$55,500 $55,500$55,500 $73,250
Geary County, KS $49,700$49,700 $49,700$49,700 $65,600
Gove County, KS $49,200$49,200 $49,200$49,200 $64,950
Graham County, KS $49,200$49,200 $49,200$49,200 $64,950
Grant County, KS $54,400$54,400 $54,400$54,400 $71,800
Gray County, KS $56,000$56,000 $56,000$56,000 $73,900
Greeley County, KS $53,350$53,350 $53,350$53,350 $70,400
Greenwood County, KS $49,200$49,200 $49,200$49,200 $64,950
Hamilton County, KS $49,200$49,200 $49,200$49,200 $64,950
Harper County, KS $50,650$50,650 $50,650$50,650 $66,850
Haskell County, KS $54,100$54,100 $54,100$54,100 $71,400
Hodgeman County, KS $60,800$60,800 $60,800$60,800 $80,250
Jewell County, KS $49,200$49,200 $49,200$49,200 $64,950
Kansas City, MO-KS HUD Metro FMR Area $66,150$66,150 $66,150$66,150 $87,300
Kearny County, KS $51,750$51,750 $51,750$51,750 $68,300
Kingman County, KS HUD Metro FMR Area $60,250$60,250 $60,250$60,250 $79,550
Kiowa County, KS $52,550$52,550 $52,550$52,550 $69,350
Labette County, KS $49,200$49,200 $49,200$49,200 $64,950
Lane County, KS $56,250$56,250 $56,250$56,250 $74,250
Lawrence, KS MSA $65,500$65,500 $65,500$65,500 $86,450
Lincoln County, KS $54,250$54,250 $54,250$54,250 $71,600
Logan County, KS $54,400$54,400 $54,400$54,400 $71,800
Lyon County, KS $49,200$49,200 $49,200$49,200 $64,950
Marion County, KS $52,900$52,900 $52,900$52,900 $69,850
Marshall County, KS $53,200$53,200 $53,200$53,200 $70,200
McPherson County, KS $58,800$58,800 $58,800$58,800 $77,600
Meade County, KS $52,100$52,100 $52,100$52,100 $68,750
Mitchell County, KS $54,250$54,250 $54,250$54,250 $71,600
Montgomery County, KS $49,200$49,200 $49,200$49,200 $64,950
Morris County, KS $49,900$49,900 $49,900$49,900 $65,850
Morton County, KS $49,200$49,200 $49,200$49,200 $64,950
Nemaha County, KS $59,700$59,700 $59,700$59,700 $78,800
Neosho County, KS $49,200$49,200 $49,200$49,200 $64,950
Ness County, KS $51,900$51,900 $51,900$51,900 $68,500
Norton County, KS $52,400$52,400 $52,400$52,400 $69,150
Osborne County, KS $49,200$49,200 $49,200$49,200 $64,950
Ottawa County, KS $56,150$56,150 $56,150$56,150 $74,100
Pawnee County, KS $51,900$51,900 $51,900$51,900 $68,500
Phillips County, KS $50,250$50,250 $50,250$50,250 $66,350
Pottawatomie County, KS SEA $63,500$63,500 $63,500$63,500 $83,800
Pratt County, KS $52,800$52,800 $52,800$52,800 $69,700
Rawlins County, KS $51,850$51,850 $51,850$51,850 $68,450
Reno County, KS $49,200$49,200 $49,200$49,200 $64,950
Republic County, KS $49,200$49,200 $49,200$49,200 $64,950
Rice County, KS $53,050$53,050 $53,050$53,050 $70,050
Riley County, KS SEA $63,500$63,500 $63,500$63,500 $83,800
Rooks County, KS $51,050$51,050 $51,050$51,050 $67,400
Rush County, KS $51,450$51,450 $51,450$51,450 $67,900
Russell County, KS $49,200$49,200 $49,200$49,200 $64,950
Saline County, KS $52,100$52,100 $52,100$52,100 $68,750
Scott County, KS $55,300$55,300 $55,300$55,300 $73,000
Seward County, KS $49,200$49,200 $49,200$49,200 $64,950
Sheridan County, KS $54,300$54,300 $54,300$54,300 $71,700
Sherman County, KS $49,200$49,200 $49,200$49,200 $64,950
Smith County, KS $49,200$49,200 $49,200$49,200 $64,950
St. Joseph, MO-KS MSA $51,450$51,450 $51,450$51,450 $67,900
Stafford County, KS $53,050$53,050 $53,050$53,050 $70,050
Stanton County, KS $49,200$49,200 $49,200$49,200 $64,950
Stevens County, KS $53,350$53,350 $53,350$53,350 $70,400
Sumner County, KS HUD Metro FMR Area $56,000$56,000 $56,000$56,000 $73,900
Thomas County, KS $59,600$59,600 $59,600$59,600 $78,650
Topeka, KS MSA $60,300$60,300 $60,300$60,300 $79,600
Trego County, KS $56,250$56,250 $56,250$56,250 $74,250
Wallace County, KS $63,500$63,500 $63,500$63,500 $83,800
Washington County, KS $49,200$49,200 $49,200$49,200 $64,950
Wichita County, KS $51,750$51,750 $51,750$51,750 $68,300
Wichita, KS HUD Metro FMR Area $58,300$58,300 $58,300$58,300 $76,950
Wilson County, KS $49,200$49,200 $49,200$49,200 $64,950
Woodson County, KS $49,200$49,200 $49,200$49,200 $64,950

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