Kansas USDA Direct Loan Income Limits – Low Income Loans

USDA Direct Loans are low income loans that can be used to purchase homes in rural areas of Kansas. To qualify for Direct Loans, applicants must have low or very low income, which is defined by the USDA as 50% to 80% of the Area Median Income (AMI).

USDA Direct Loan Income Limits (Low Income)
USDA Direct Loan Limits (Low Income)

All USDA Loan Limits
All USDA Loan Income Limits
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USDA Loan Programs

Direct Loans are less common in Kansas than USDA Guaranteed Loans, which accommodate applicants that make more money. Like Guaranteed USDA Loans, Direct Loans are a mortgage program with no down payment. The maximum yearly income limits that applicants are permitted to make for Direct Loan approval are listed below.

Kansas USDA Direct Loan Maximum Income Limits

Area
1 Person
2 Person
3 Person
4 Person
5 Person
Allen County, KS $32,150$36,700 $41,300$45,900 $49,550
Anderson County, KS $32,150$36,700 $41,300$45,900 $49,550
Atchison County, KS $33,650$38,500 $43,300$48,100 $51,950
Barber County, KS $32,200$36,800 $41,400$46,000 $49,700
Barton County, KS $33,900$38,700 $43,550$48,400 $52,250
Bourbon County, KS $32,150$36,700 $41,300$45,900 $49,550
Brown County, KS $32,150$36,700 $41,300$45,900 $49,550
Chase County, KS $32,550$37,200 $41,850$46,500 $50,200
Chautauqua County, KS $32,150$36,700 $41,300$45,900 $49,550
Cherokee County, KS $32,150$36,700 $41,300$45,900 $49,550
Cheyenne County, KS $32,150$36,700 $41,300$45,900 $49,550
Clark County, KS $35,850$40,950 $46,100$51,200 $55,300
Clay County, KS $33,450$38,200 $43,000$47,750 $51,550
Cloud County, KS $32,150$36,700 $41,300$45,900 $49,550
Coffey County, KS $38,000$43,400 $48,850$54,250 $58,600
Comanche County, KS $33,600$38,400 $43,200$48,000 $51,850
Cowley County, KS $32,150$36,700 $41,300$45,900 $49,550
Crawford County, KS $32,150$36,700 $41,300$45,900 $49,550
Decatur County, KS $32,150$36,700 $41,300$45,900 $49,550
Dickinson County, KS $35,050$40,100 $45,100$50,100 $54,100
Edwards County, KS $32,150$36,700 $41,300$45,900 $49,550
Elk County, KS $32,150$36,700 $41,300$45,900 $49,550
Ellis County, KS $36,950$42,250 $47,500$52,800 $57,000
Ellsworth County, KS $33,700$38,500 $43,350$48,150 $52,000
Finney County, KS $34,000$38,850 $43,700$48,550 $52,450
Ford County, KS $32,950$37,700 $42,400$47,100 $50,850
Franklin County, KS $35,300$40,300 $45,350$50,400 $54,450
Geary County, KS $34,800$39,750 $44,750$49,700 $53,700
Gove County, KS $32,150$36,700 $41,300$45,900 $49,550
Graham County, KS $34,150$39,050 $43,900$48,800 $52,700
Grant County, KS $37,900$43,300 $48,750$54,150 $58,500
Gray County, KS $36,900$42,150 $47,450$52,700 $56,900
Greeley County, KS $37,350$42,700 $48,000$53,350 $57,600
Greenwood County, KS $32,150$36,700 $41,300$45,900 $49,550
Hamilton County, KS $32,150$36,700 $41,300$45,900 $49,550
Harper County, KS $32,150$36,700 $41,300$45,900 $49,550
Haskell County, KS $36,100$41,300 $46,450$51,600 $55,750
Hodgeman County, KS $37,250$42,550 $47,900$53,200 $57,450
Jewell County, KS $32,150$36,700 $41,300$45,900 $49,550
Kansas City, MO-KS HUD Metro FMR Area $41,050$46,900 $52,800$58,650 $63,350
Kearny County, KS $33,700$38,500 $43,350$48,150 $52,000
Kingman County, KS HUD Metro FMR Area $34,150$39,050 $43,900$48,800 $52,700
Kiowa County, KS $33,150$37,900 $42,600$47,350 $51,150
Labette County, KS $32,150$36,700 $41,300$45,900 $49,550
Lane County, KS $37,250$42,550 $47,900$53,200 $57,450
Lawrence, KS MSA $41,850$47,800 $53,800$59,750 $64,550
Lincoln County, KS $32,150$36,700 $41,300$45,900 $49,550
Logan County, KS $35,500$40,550 $45,650$50,700 $54,750
Lyon County, KS $32,150$36,700 $41,300$45,900 $49,550
Marion County, KS $34,100$38,950 $43,850$48,700 $52,600
Marshall County, KS $34,850$39,800 $44,800$49,750 $53,750
McPherson County, KS $40,700$46,500 $52,350$58,150 $62,800
Meade County, KS $32,150$36,700 $41,300$45,900 $49,550
Mitchell County, KS $35,000$40,000 $45,000$50,000 $54,000
Montgomery County, KS $32,150$36,700 $41,300$45,900 $49,550
Morris County, KS $33,700$38,500 $43,350$48,150 $52,000
Morton County, KS $33,550$38,300 $43,100$47,900 $51,750
Nemaha County, KS $35,450$40,500 $45,600$50,650 $54,700
Neosho County, KS $32,150$36,700 $41,300$45,900 $49,550
Ness County, KS $35,650$40,700 $45,800$50,900 $54,950
Norton County, KS $36,300$41,500 $46,650$51,850 $56,000
Osborne County, KS $32,150$36,700 $41,300$45,900 $49,550
Ottawa County, KS $38,000$43,400 $48,850$54,250 $58,600
Pawnee County, KS $34,350$39,250 $44,150$49,050 $52,950
Phillips County, KS $33,250$38,000 $42,750$47,500 $51,300
Pottawatomie County, KS SEA $36,500$41,700 $46,950$52,150 $56,300
Pratt County, KS $34,500$39,450 $44,350$49,300 $53,250
Rawlins County, KS $32,150$36,700 $41,300$45,900 $49,550
Reno County, KS $32,150$36,700 $41,300$45,900 $49,550
Republic County, KS $32,200$36,800 $41,400$46,000 $49,700
Rice County, KS $32,850$37,550 $42,250$46,950 $50,700
Riley County, KS SEA $36,500$41,700 $46,950$52,150 $56,300
Rooks County, KS $32,150$36,700 $41,300$45,900 $49,550
Rush County, KS $32,150$36,700 $41,300$45,900 $49,550
Russell County, KS $32,150$36,700 $41,300$45,900 $49,550
Saline County, KS $34,150$39,050 $43,900$48,800 $52,700
Scott County, KS $38,700$44,250 $49,750$55,300 $59,700
Seward County, KS $32,150$36,700 $41,300$45,900 $49,550
Sheridan County, KS $32,950$37,650 $42,350$47,050 $50,800
Sherman County, KS $32,150$36,700 $41,300$45,900 $49,550
Smith County, KS $32,150$36,700 $41,300$45,900 $49,550
St. Joseph, MO-KS MSA $33,800$38,600 $43,450$48,250 $52,100
Stafford County, KS $33,650$38,500 $43,300$48,100 $51,950
Stanton County, KS $32,950$37,700 $42,400$47,100 $50,850
Stevens County, KS $36,450$41,700 $46,900$52,100 $56,250
Sumner County, KS HUD Metro FMR Area $37,400$42,750 $48,100$53,450 $57,750
Thomas County, KS $41,700$47,700 $53,650$59,600 $64,350
Topeka, KS MSA $36,750$42,000 $47,250$52,500 $56,700
Trego County, KS $32,250$36,900 $41,500$46,100 $49,800
Wallace County, KS $34,050$38,900 $43,800$48,650 $52,550
Washington County, KS $32,500$37,100 $41,750$46,400 $50,100
Wichita County, KS $32,300$36,900 $41,550$46,150 $49,850
Wichita, KS HUD Metro FMR Area $36,900$42,150 $47,450$52,700 $56,900
Wilson County, KS $32,150$36,700 $41,300$45,900 $49,550
Woodson County, KS $32,150$36,700 $41,300$45,900 $49,550

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