Whether you’re looking to buy a new home, build a new one or refinance an existing one, you’ll want to know the basics. A mortgage is a long-term commitment and you need to understand the terms and costs. It’s important to know what to expect before you apply. The best thing to do is to make sure you have your credit score in check and take steps to improve it before you begin your home search. Read More
A few months ago, I sold my home and moved across the country. When I sat down with a real estate agent to discuss the possibilities, one of the most encouraging things she told me was that our home met the requirements for the USDA loan program. Read More
You’ve been saving for a down payment and preparing for the financial responsibility of homeownership for a while. So at this point, you probably think you have all of your bases covered. Read More
Mortgage giant Fannie Mae has some pretty strong predictions regarding the future of mortgage rates. In its most recent housing predictions, Fannie projects the average rate of interest for 2020 will get down to 3 percent… and then fall to 2.9 percent in 2021. Read More
