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Federal Reserve
Friday, February 2nd, 2018 | By Elizabeth Rose

The Federal Reserve Act: Creation of the Federal Reserve System

The Federal Reserve System, more commonly referred to as ‘The Federal Reserve’ and ‘The Fed’ has an interesting history dating back to the early 1900’s. Continue Reading

Can't Afford Mortgage Payment
Saturday, November 25th, 2017 | By Miranda Marquit

What to Do if You Can’t Make your Mortgage Payment

No matter how responsible you are financially, sometimes life just happens. You might end up with a medical emergency, or lose your job. When that happens, you might find it difficult to make your mortgage payment. This is a stressful time, and the finances of the situation can make it even more stressful. If you can’t make your mortgage payment, though, it’s important to take action to reduce the chances of losing your home. Continue Reading

Mortgage Payment Test Drive
Wednesday, September 20th, 2017 | By Miranda Marquit

How to Take Your New Housing Payment for a Test Drive

Looking for a new place? Will it cost a little more than what you’re paying now? Chances are that you need to take your new payment for a test drive, especially if you’re a first time home buyer. Even if you look at your financial situation, and you think that — on paper — you’ll be able to handle a bigger monthly payment, the truth is that the reality of a higher payment is usually more complicated. Continue Reading

7 USDA Loan Facts
Thursday, July 20th, 2017 | By Spencer Llewellyn

7 USDA Rural Development Loan Facts

Obtaining a mortgage usually requires that people have at least 20 percent of the purchase price on a house in order for some lenders to grant them the loan. This requirement made it impossible for many lower income families to stop renting and become homeowners. Continue Reading

How much mortgage can I afford?
Saturday, May 27th, 2017 | By Spencer Llewellyn

How much mortgage can I afford?

Before potential homeowners apply for a mortgage, they may ask themselves the all important variable, “How much home can I afford?” It’s always a good idea to ponder affordability in advance because it means you can look for houses that fall exactly within the your price range. Continue Reading

Zero Down Mortgage
Sunday, March 19th, 2017 | By Spencer Llewellyn

First Time Homebuyers: Is a Zero-Down Mortgage for You?

Coming up with a down payment and mortgage closing costs can be a difficult thing for many prospective homeowners. The good-ole-days of zero-down mortgage loans with no closing costs and everything rolled into the loan are gone. Continue Reading

Landlord Tips
Friday, January 6th, 2017 | By Miranda Marquit

What You Need to Know About Being a Landlord

One way to make money in real estate is to be a landlord. If you own a home that you aren’t ready to sell, you can rent it out to someone else, and they can pay the mortgage on the property until you are ready to sell. It’s also possible to buy multi-unit housing, from duplexes and fourplexes to apartment buildings with several units. Continue Reading

USDA Loan Tips
Thursday, November 17th, 2016 | By Spencer Llewellyn

USDA Mortgage Loan Tips and Advice

The U.S. Department of Agriculture (USDA) is the agency that makes it possible for familys’ in rural areas to purchase their own home with no down payment.  USDA mortgage loans are offered to qualifying individuals and families across more than 95% of the U.S. land mass. Continue Reading

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