North Carolina VA loans are a zero-down mortgage program available for veterans and qualified spouses to purchase or refinance a home.  Maximum VA mortgage limits range from $417,000 to $625,500 across the state of NC. Veterans may also want to visit these additional VA mortgage resources before deciding on a loan program:

Search maximum VA loan limits in North Carolina using the chart below. VA limits can change on short notice so check back often to ensure accurate information.

North Carolina VA Loan Limits

County Name
Limit
ALAMANCE$424,100
ALEXANDER$424,100
ALLEGHANY$424,100
ANSON$424,100
ASHE$424,100
AVERY$424,100
BEAUFORT$424,100
BERTIE$424,100
BLADEN$424,100
BRUNSWICK$424,100
BUNCOMBE$424,100
BURKE$424,100
CABARRUS$424,100
CALDWELL$424,100
CAMDEN$625,500
CARTERET$424,100
CASWELL$424,100
CATAWBA$424,100
CHATHAM$424,100
CHEROKEE$424,100
CHOWAN$424,100
CLAY$424,100
CLEVELAND$424,100
COLUMBUS$424,100
CRAVEN$424,100
CUMBERLAND$424,100
CURRITUCK$458,850
DARE$424,100
DAVIDSON$424,100
DAVIE$424,100
DUPLIN$424,100
DURHAM$424,100
EDGECOMBE$424,100
FORSYTH$424,100
FRANKLIN$424,100
GASTON$424,100
GATES$458,850
GRAHAM$424,100
GRANVILLE$424,100
GREENE$424,100
GUILFORD$424,100
HALIFAX$424,100
HARNETT$424,100
HAYWOOD$424,100
HENDERSON$424,100
HERTFORD$424,100
HOKE$424,100
HYDE$483,000
IREDELL$424,100
JACKSON$424,100
JOHNSTON$424,100
JONES$424,100
LEE$424,100
LENOIR$424,100
LINCOLN$424,100
MACON$424,100
MADISON$424,100
MARTIN$424,100
MCDOWELL$424,100
MECKLENBURG$424,100
MITCHELL$424,100
MONTGOMERY$424,100
MOORE$424,100
NASH$424,100
NEW HANOVER$424,100
NORTHAMPTON$424,100
ONSLOW$424,100
ORANGE$424,100
PAMLICO$424,100
PASQUOTANK$625,500
PENDER$424,100
PERQUIMANS$625,500
PERSON$424,100
PITT$424,100
POLK$424,100
RANDOLPH$424,100
RICHMOND$424,100
ROBESON$424,100
ROCKINGHAM$424,100
ROWAN$424,100
RUTHERFORD$424,100
SAMPSON$424,100
SCOTLAND$424,100
STANLY$424,100
STOKES$424,100
SURRY$424,100
SWAIN$424,100
TRANSYLVANIA$424,100
TYRRELL$424,100
UNION$424,100
VANCE$424,100
WAKE$424,100
WARREN$424,100
WASHINGTON$424,100
WATAUGA$424,100
WAYNE$424,100
WILKES$424,100
WILSON$424,100
YADKIN$424,100
YANCEY$424,100
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