USDA Guaranteed Loans are the most popular rural development mortgage program in Wisconsin.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Wisconsin USDA income limits playing a major role.  Guaranteed Loan income limits across WI are listed below.

Wisconsin USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, WI$86,850$114,650
Appleton, WI MSA$96,400$127,250
Ashland County, WI$86,850$114,650
Barron County, WI$86,850$114,650
Bayfield County, WI$86,850$114,650
Buffalo County, WI$86,850$114,650
Burnett County, WI$86,850$114,650
Clark County, WI$86,850$114,650
Columbia County, WI HUD Metro FMR Area$90,050$118,850
Crawford County, WI$86,850$114,650
Dodge County, WI$86,850$114,650
Door County, WI$86,850$114,650
Duluth, MN-WI MSA$92,600$122,250
Dunn County, WI$86,850$114,650
Eau Claire, WI MSA$86,850$114,650
Florence County, WI$86,850$114,650
Fond du Lac, WI MSA$86,850$114,650
Forest County, WI$86,850$114,650
Grant County, WI$86,850$114,650
Green Bay, WI HUD Metro FMR Area$94,100$124,200
Green County, WI HUD Metro FMR Area$88,400$116,700
Green Lake County, WI$86,850$114,650
Iowa County, WI HUD Metro FMR Area$86,850$114,650
Iron County, WI$86,850$114,650
Jackson County, WI$86,850$114,650
Janesville-Beloit, WI MSA$86,850$114,650
Jefferson County, WI$88,900$117,350
Juneau County, WI$86,850$114,650
Kenosha County, WI HUD Metro FMR Area$93,850$123,900
La Crosse-Onalaska, WI-MN MSA$90,400$119,350
Lafayette County, WI$86,850$114,650
Langlade County, WI$86,850$114,650
Lincoln County, WI$86,850$114,650
Madison, WI HUD Metro FMR Area$108,550$143,300
Manitowoc County, WI$86,850$114,650
Marinette County, WI$86,850$114,650
Marquette County, WI$86,850$114,650
Menominee County, WI$86,850$114,650
Milwaukee-Waukesha-West Allis, WI MSA$94,650$124,950
Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area$108,550$143,300
Monroe County, WI$86,850$114,650
Oconto County, WI HUD Metro FMR Area$86,850$114,650
Oneida County, WI$86,850$114,650
Oshkosh-Neenah, WI MSA$89,900$118,650
Pepin County, WI$86,850$114,650
Polk County, WI$86,850$114,650
Portage County, WI$88,100$116,300
Price County, WI$86,850$114,650
Racine, WI MSA$86,850$114,650
Richland County, WI$86,850$114,650
Rusk County, WI$86,850$114,650
Sauk County, WI$86,850$114,650
Sawyer County, WI$86,850$114,650
Shawano County, WI$86,850$114,650
Sheboygan, WI MSA$88,400$116,700
Taylor County, WI$86,850$114,650
Trempealeau County, WI$86,850$114,650
Vernon County, WI$86,850$114,650
Vilas County, WI$86,850$114,650
Walworth County, WI$90,050$118,850
Washburn County, WI$86,850$114,650
Waupaca County, WI$86,850$114,650
Wausau, WI MSA$86,850$114,650
Waushara County, WI$86,850$114,650
Wood County, WI$86,850$114,650
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