USDA Guaranteed Loans are the most popular rural development mortgage program in Wisconsin.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Wisconsin USDA income limits playing a major role.  Guaranteed Loan income limits across WI are listed below.

Wisconsin USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adams County, WI$75,650$99,850
Appleton, WI MSA$86,700$114,450
Ashland County, WI$75,650$99,850
Barron County, WI$75,650$99,850
Bayfield County, WI$75,650$99,850
Buffalo County, WI$75,650$99,850
Burnett County, WI$75,650$99,850
Clark County, WI$75,650$99,850
Columbia County, WI HUD Metro FMR Area$84,750$111,850
Crawford County, WI$75,650$99,850
Dodge County, WI$76,600$101,100
Door County, WI$75,650$99,850
Duluth, MN-WI MSA$81,200$107,200
Dunn County, WI$75,650$99,850
Eau Claire, WI MSA$79,150$104,500
Florence County, WI$75,650$99,850
Fond du Lac, WI MSA$78,000$102,950
Forest County, WI$75,650$99,850
Grant County, WI$75,650$99,850
Green Bay, WI HUD Metro FMR Area$78,800$104,000
Green County, WI HUD Metro FMR Area$80,850$106,700
Green Lake County, WI$75,700$99,900
Iowa County, WI HUD Metro FMR Area$84,750$111,850
Iron County, WI$75,650$99,850
Jackson County, WI$75,650$99,850
Janesville-Beloit, WI MSA$75,650$99,850
Jefferson County, WI$83,600$110,350
Juneau County, WI$75,650$99,850
Kenosha County, WI HUD Metro FMR Area$82,950$109,500
La Crosse-Onalaska, WI-MN MSA$80,700$106,500
Lafayette County, WI$75,650$99,850
Langlade County, WI$75,650$99,850
Lincoln County, WI$75,650$99,850
Madison, WI HUD Metro FMR Area$94,600$124,850
Manitowoc County, WI$75,650$99,850
Marinette County, WI$75,650$99,850
Marquette County, WI$75,650$99,850
Menominee County, WI$75,650$99,850
Milwaukee-Waukesha-West Allis, WI MSA$84,300$111,300
Minneapolis-St. Paul-Bloomington, MN-WI HUD Metro FMR Area$94,600$124,850
Monroe County, WI$75,650$99,850
Oconto County, WI HUD Metro FMR Area$75,650$99,850
Oneida County, WI$75,650$99,850
Oshkosh-Neenah, WI MSA$80,650$106,450
Pepin County, WI$75,650$99,850
Polk County, WI$75,650$99,850
Portage County, WI$80,300$106,000
Price County, WI$75,650$99,850
Racine, WI MSA$80,150$105,800
Richland County, WI$75,650$99,850
Rusk County, WI$75,650$99,850
Sauk County, WI$79,150$104,500
Sawyer County, WI$75,650$99,850
Shawano County, WI$75,650$99,850
Sheboygan, WI MSA$81,200$107,200
Taylor County, WI$75,650$99,850
Trempealeau County, WI$75,650$99,850
Vernon County, WI$75,650$99,850
Vilas County, WI$75,650$99,850
Walworth County, WI$84,100$111,000
Washburn County, WI$75,650$99,850
Waupaca County, WI$75,650$99,850
Wausau, WI MSA$79,550$105,000
Waushara County, WI$75,650$99,850
Wood County, WI$75,650$99,850
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