USDA Guaranteed Loans are the most popular rural development mortgage program in South Carolina.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with South Carolina USDA income limits playing a major role.  Guaranteed Loan income limits across SC are listed below.

South Carolina USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Abbeville County, SC$86,850$114,650
Allendale County, SC$86,850$114,650
Anderson, SC HUD Metro FMR Area$86,850$114,650
Augusta-Richmond County, GA-SC HUD Metro FMR Area$86,850$114,650
Bamberg County, SC$86,850$114,650
Barnwell County, SC$86,850$114,650
Beaufort County, SC HUD Metro FMR Area$91,300$120,500
Charleston-North Charleston, SC MSA$89,550$118,200
Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area$90,850$119,900
Cherokee County, SC$86,850$114,650
Chester County, SC HUD Metro FMR Area$86,850$114,650
Chesterfield County, SC$86,850$114,650
Clarendon County, SC$86,850$114,650
Colleton County, SC$86,850$114,650
Columbia, SC HUD Metro FMR Area$86,850$114,650
Darlington County, SC HUD Metro FMR Area$86,850$114,650
Dillon County, SC$86,850$114,650
Florence, SC HUD Metro FMR Area$86,850$114,650
Georgetown County, SC$86,850$114,650
Greenville-Mauldin-Easley, SC HUD Metro FMR Area$86,850$114,650
Greenwood County, SC$86,850$114,650
Hampton County, SC$86,850$114,650
Jasper County, SC HUD Metro FMR Area$86,850$114,650
Kershaw County, SC HUD Metro FMR Area$86,850$114,650
Lancaster County, SC HUD Metro FMR Area$86,850$114,650
Laurens County, SC HUD Metro FMR Area$86,850$114,650
Lee County, SC$86,850$114,650
Marion County, SC$86,850$114,650
Marlboro County, SC$86,850$114,650
McCormick County, SC$86,850$114,650
Myrtle Beach-North Myrtle Beach-Conway, SC HUD Metro FMR Are$86,850$114,650
Newberry County, SC$86,850$114,650
Oconee County, SC$86,850$114,650
Orangeburg County, SC$86,850$114,650
Spartanburg, SC HUD Metro FMR Area$86,850$114,650
Sumter, SC MSA$86,850$114,650
Union County, SC HUD Metro FMR Area$86,850$114,650
Williamsburg County, SC$86,850$114,650
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