USDA Guaranteed Loans are the most popular rural development mortgage program in South Carolina. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with South Carolina USDA income limits playing a major role. Guaranteed Loan income limits across SC are listed below.
South Carolina USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Abbeville County, SC | $86,850 | $114,650 |
| Allendale County, SC | $86,850 | $114,650 |
| Anderson, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Augusta-Richmond County, GA-SC HUD Metro FMR Area | $86,850 | $114,650 |
| Bamberg County, SC | $86,850 | $114,650 |
| Barnwell County, SC | $86,850 | $114,650 |
| Beaufort County, SC HUD Metro FMR Area | $91,300 | $120,500 |
| Charleston-North Charleston, SC MSA | $89,550 | $118,200 |
| Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area | $90,850 | $119,900 |
| Cherokee County, SC | $86,850 | $114,650 |
| Chester County, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Chesterfield County, SC | $86,850 | $114,650 |
| Clarendon County, SC | $86,850 | $114,650 |
| Colleton County, SC | $86,850 | $114,650 |
| Columbia, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Darlington County, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Dillon County, SC | $86,850 | $114,650 |
| Florence, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Georgetown County, SC | $86,850 | $114,650 |
| Greenville-Mauldin-Easley, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Greenwood County, SC | $86,850 | $114,650 |
| Hampton County, SC | $86,850 | $114,650 |
| Jasper County, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Kershaw County, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Lancaster County, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Laurens County, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Lee County, SC | $86,850 | $114,650 |
| Marion County, SC | $86,850 | $114,650 |
| Marlboro County, SC | $86,850 | $114,650 |
| McCormick County, SC | $86,850 | $114,650 |
| Myrtle Beach-North Myrtle Beach-Conway, SC HUD Metro FMR Are | $86,850 | $114,650 |
| Newberry County, SC | $86,850 | $114,650 |
| Oconee County, SC | $86,850 | $114,650 |
| Orangeburg County, SC | $86,850 | $114,650 |
| Spartanburg, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Sumter, SC MSA | $86,850 | $114,650 |
| Union County, SC HUD Metro FMR Area | $86,850 | $114,650 |
| Williamsburg County, SC | $86,850 | $114,650 |
