USDA Guaranteed Loans are the most popular rural development mortgage program in South Carolina.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with South Carolina USDA income limits playing a major role.  Guaranteed Loan income limits across SC are listed below.

South Carolina USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Abbeville County, SC$75,650$99,850
Allendale County, SC$75,650$99,850
Anderson, SC HUD Metro FMR Area$75,650$99,850
Augusta-Richmond County, GA-SC HUD Metro FMR Area$75,650$99,850
Bamberg County, SC$75,650$99,850
Barnwell County, SC$75,650$99,850
Beaufort County, SC HUD Metro FMR Area$80,300$106,000
Charleston-North Charleston, SC MSA$75,900$100,200
Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area$78,800$104,000
Cherokee County, SC$75,650$99,850
Chester County, SC HUD Metro FMR Area$75,650$99,850
Chesterfield County, SC$75,650$99,850
Clarendon County, SC$75,650$99,850
Colleton County, SC$75,650$99,850
Columbia, SC HUD Metro FMR Area$75,650$99,850
Darlington County, SC HUD Metro FMR Area$75,650$99,850
Dillon County, SC$75,650$99,850
Florence, SC HUD Metro FMR Area$75,650$99,850
Georgetown County, SC$75,650$99,850
Greenville-Mauldin-Easley, SC HUD Metro FMR Area$75,650$99,850
Greenwood County, SC$75,650$99,850
Hampton County, SC$75,650$99,850
Jasper County, SC HUD Metro FMR Area$75,650$99,850
Kershaw County, SC HUD Metro FMR Area$75,650$99,850
Lancaster County, SC HUD Metro FMR Area$75,650$99,850
Laurens County, SC HUD Metro FMR Area$75,650$99,850
Lee County, SC$75,650$99,850
Marion County, SC$75,650$99,850
Marlboro County, SC$75,650$99,850
McCormick County, SC$75,650$99,850
Myrtle Beach-North Myrtle Beach-Conway, SC HUD Metro FMR Are$75,650$99,850
Newberry County, SC$75,650$99,850
Oconee County, SC$75,650$99,850
Orangeburg County, SC$75,650$99,850
Spartanburg, SC HUD Metro FMR Area$75,650$99,850
Sumter, SC MSA$75,650$99,850
Union County, SC HUD Metro FMR Area$75,650$99,850
Williamsburg County, SC$75,650$99,850
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