USDA Guaranteed Loans are the most popular rural development mortgage program in Pennsylvania.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Pennsylvania USDA income limits playing a major role.  Guaranteed Loan income limits across PA are listed below.

Pennsylvania USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Allentown-Bethlehem-Easton, PA HUD Metro FMR Area$90,150$119,000
Altoona, PA MSA$86,850$114,650
Armstrong County, PA HUD Metro FMR Area$86,850$114,650
Bedford County, PA$86,850$114,650
Bradford County, PA$86,850$114,650
Cameron County, PA$86,850$114,650
Chambersburg-Waynesboro, PA MSA$87,850$115,950
Clarion County, PA$86,850$114,650
Clearfield County, PA$86,850$114,650
Clinton County, PA$86,850$114,650
Columbia County, PA HUD Metro FMR Area$86,850$114,650
Crawford County, PA$86,850$114,650
East Stroudsburg, PA MSA$90,650$119,650
Elk County, PA$86,850$114,650
Erie, PA MSA$86,850$114,650
Forest County, PA$86,850$114,650
Fulton County, PA$86,850$114,650
Gettysburg, PA MSA$91,300$120,500
Greene County, PA$86,850$114,650
Harrisburg-Carlisle, PA MSA$93,300$123,150
Huntingdon County, PA$86,850$114,650
Indiana County, PA$86,850$114,650
Jefferson County, PA$86,850$114,650
Johnstown, PA MSA$86,850$114,650
Juniata County, PA$86,850$114,650
Lancaster, PA MSA$87,600$115,650
Lawrence County, PA$86,850$114,650
Lebanon, PA MSA$86,850$114,650
McKean County, PA$86,850$114,650
Mifflin County, PA$86,850$114,650
Montour County, PA HUD Metro FMR Area$86,850$114,650
Northumberland County, PA$86,850$114,650
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA$103,650$136,800
Pike County, PA HUD Metro FMR Area$86,850$114,650
Pittsburgh, PA HUD Metro FMR Area$91,850$121,250
Potter County, PA$86,850$114,650
Reading, PA MSA$87,750$115,850
Schuylkill County, PA$86,850$114,650
Scranton--Wilkes-Barre, PA MSA$86,850$114,650
Sharon, PA HUD Metro FMR Area$86,850$114,650
Snyder County, PA$86,850$114,650
Somerset County, PA$86,850$114,650
State College, PA MSA$104,200$137,550
Sullivan County, PA$86,850$114,650
Susquehanna County, PA$86,850$114,650
Tioga County, PA$86,850$114,650
Union County, PA$86,850$114,650
Venango County, PA$86,850$114,650
Warren County, PA$86,850$114,650
Wayne County, PA$86,850$114,650
Williamsport, PA MSA$86,850$114,650
York-Hanover, PA MSA$88,100$116,300
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