USDA Guaranteed Loans are the most popular rural development mortgage program in Pennsylvania. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
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Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Pennsylvania USDA income limits playing a major role. Guaranteed Loan income limits across PA are listed below.
Pennsylvania USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Allentown-Bethlehem-Easton, PA HUD Metro FMR Area | $90,150 | $119,000 |
| Altoona, PA MSA | $86,850 | $114,650 |
| Armstrong County, PA HUD Metro FMR Area | $86,850 | $114,650 |
| Bedford County, PA | $86,850 | $114,650 |
| Bradford County, PA | $86,850 | $114,650 |
| Cameron County, PA | $86,850 | $114,650 |
| Chambersburg-Waynesboro, PA MSA | $87,850 | $115,950 |
| Clarion County, PA | $86,850 | $114,650 |
| Clearfield County, PA | $86,850 | $114,650 |
| Clinton County, PA | $86,850 | $114,650 |
| Columbia County, PA HUD Metro FMR Area | $86,850 | $114,650 |
| Crawford County, PA | $86,850 | $114,650 |
| East Stroudsburg, PA MSA | $90,650 | $119,650 |
| Elk County, PA | $86,850 | $114,650 |
| Erie, PA MSA | $86,850 | $114,650 |
| Forest County, PA | $86,850 | $114,650 |
| Fulton County, PA | $86,850 | $114,650 |
| Gettysburg, PA MSA | $91,300 | $120,500 |
| Greene County, PA | $86,850 | $114,650 |
| Harrisburg-Carlisle, PA MSA | $93,300 | $123,150 |
| Huntingdon County, PA | $86,850 | $114,650 |
| Indiana County, PA | $86,850 | $114,650 |
| Jefferson County, PA | $86,850 | $114,650 |
| Johnstown, PA MSA | $86,850 | $114,650 |
| Juniata County, PA | $86,850 | $114,650 |
| Lancaster, PA MSA | $87,600 | $115,650 |
| Lawrence County, PA | $86,850 | $114,650 |
| Lebanon, PA MSA | $86,850 | $114,650 |
| McKean County, PA | $86,850 | $114,650 |
| Mifflin County, PA | $86,850 | $114,650 |
| Montour County, PA HUD Metro FMR Area | $86,850 | $114,650 |
| Northumberland County, PA | $86,850 | $114,650 |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA | $103,650 | $136,800 |
| Pike County, PA HUD Metro FMR Area | $86,850 | $114,650 |
| Pittsburgh, PA HUD Metro FMR Area | $91,850 | $121,250 |
| Potter County, PA | $86,850 | $114,650 |
| Reading, PA MSA | $87,750 | $115,850 |
| Schuylkill County, PA | $86,850 | $114,650 |
| Scranton--Wilkes-Barre, PA MSA | $86,850 | $114,650 |
| Sharon, PA HUD Metro FMR Area | $86,850 | $114,650 |
| Snyder County, PA | $86,850 | $114,650 |
| Somerset County, PA | $86,850 | $114,650 |
| State College, PA MSA | $104,200 | $137,550 |
| Sullivan County, PA | $86,850 | $114,650 |
| Susquehanna County, PA | $86,850 | $114,650 |
| Tioga County, PA | $86,850 | $114,650 |
| Union County, PA | $86,850 | $114,650 |
| Venango County, PA | $86,850 | $114,650 |
| Warren County, PA | $86,850 | $114,650 |
| Wayne County, PA | $86,850 | $114,650 |
| Williamsport, PA MSA | $86,850 | $114,650 |
| York-Hanover, PA MSA | $88,100 | $116,300 |
