USDA Guaranteed Loans are the most popular rural development mortgage program in Pennsylvania.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Pennsylvania USDA income limits playing a major role.  Guaranteed Loan income limits across PA are listed below.

Pennsylvania USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Allentown-Bethlehem-Easton, PA HUD Metro FMR Area$84,300$111,300
Altoona, PA MSA$75,650$99,850
Armstrong County, PA HUD Metro FMR Area$75,650$99,850
Bedford County, PA$75,650$99,850
Bradford County, PA$75,650$99,850
Cameron County, PA$75,650$99,850
Chambersburg-Waynesboro, PA MSA$77,750$102,650
Clarion County, PA$75,650$99,850
Clearfield County, PA$75,650$99,850
Clinton County, PA$75,650$99,850
Columbia County, PA HUD Metro FMR Area$75,650$99,850
Crawford County, PA$75,650$99,850
East Stroudsburg, PA MSA$79,200$104,550
Elk County, PA$75,650$99,850
Erie, PA MSA$75,650$99,850
Forest County, PA$75,650$99,850
Fulton County, PA$75,650$99,850
Gettysburg, PA MSA$79,150$104,500
Greene County, PA$75,650$99,850
Harrisburg-Carlisle, PA MSA$84,550$111,600
Huntingdon County, PA$75,650$99,850
Indiana County, PA$75,650$99,850
Jefferson County, PA$75,650$99,850
Johnstown, PA MSA$75,650$99,850
Juniata County, PA$75,650$99,850
Lancaster, PA MSA$80,500$106,250
Lawrence County, PA$75,650$99,850
Lebanon, PA MSA$78,050$103,050
McKean County, PA$75,650$99,850
Mifflin County, PA$75,650$99,850
Montour County, PA HUD Metro FMR Area$75,650$99,850
Northumberland County, PA$75,650$99,850
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD MSA$93,750$123,750
Pike County, PA HUD Metro FMR Area$81,450$107,500
Pittsburgh, PA HUD Metro FMR Area$81,850$108,050
Potter County, PA$75,650$99,850
Reading, PA MSA$81,500$107,600
Schuylkill County, PA$75,650$99,850
Scranton--Wilkes-Barre, PA MSA$75,650$99,850
Sharon, PA HUD Metro FMR Area$75,650$99,850
Snyder County, PA$75,650$99,850
Somerset County, PA$75,650$99,850
State College, PA MSA$84,650$111,750
Sullivan County, PA$75,650$99,850
Susquehanna County, PA$75,650$99,850
Tioga County, PA$75,650$99,850
Union County, PA$75,650$99,850
Venango County, PA$75,650$99,850
Warren County, PA$75,650$99,850
Wayne County, PA$75,650$99,850
Williamsport, PA MSA$75,650$99,850
York-Hanover, PA MSA$81,850$108,050
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