USDA Guaranteed Loans are the most popular rural development mortgage program in Oregon.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Oregon USDA income limits playing a major role.  Guaranteed Loan income limits across OR are listed below.

Oregon USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Albany, OR MSA$86,850$114,650
Baker County, OR$86,850$114,650
Bend-Redmond, OR MSA$88,000$116,150
Clatsop County, OR$86,850$114,650
Coos County, OR$86,850$114,650
Corvallis, OR MSA$96,750$127,700
Crook County, OR$86,850$114,650
Curry County, OR$86,850$114,650
Douglas County, OR$86,850$114,650
Eugene-Springfield, OR MSA$86,850$114,650
Gilliam County, OR$86,850$114,650
Grant County, OR$86,850$114,650
Grants Pass, OR MSA$86,850$114,650
Harney County, OR$86,850$114,650
Hood River County, OR$86,850$114,650
Jefferson County, OR$86,850$114,650
Klamath County, OR$86,850$114,650
Lake County, OR$86,850$114,650
Lincoln County, OR$86,850$114,650
Malheur County, OR$86,850$114,650
Medford, OR MSA$86,850$114,650
Morrow County, OR$86,850$114,650
Portland-Vancouver-Hillsboro, OR-WA MSA$101,050$133,400
Salem, OR MSA$86,850$114,650
Sherman County, OR$86,850$114,650
Tillamook County, OR$86,850$114,650
Umatilla County, OR$86,850$114,650
Union County, OR$86,850$114,650
Wallowa County, OR$86,850$114,650
Wasco County, OR$86,850$114,650
Wheeler County, OR$86,850$114,650
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