USDA Guaranteed Loans are the most popular rural development mortgage program in Oregon.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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Search USDA Direct Loan Limits (for low income applicants)

This approach means that the maximum loan limits for Guaranteed Loans are variable, with Oregon USDA income limits playing a major role.  Guaranteed Loan income limits across OR are listed below.

Oregon USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Albany, OR MSA$75,650$99,850
Baker County, OR$75,650$99,850
Bend-Redmond, OR MSA$76,350$100,800
Clatsop County, OR$75,650$99,850
Coos County, OR$75,650$99,850
Corvallis, OR MSA$90,300$119,200
Crook County, OR$75,650$99,850
Curry County, OR$75,650$99,850
Douglas County, OR$75,650$99,850
Eugene-Springfield, OR MSA$75,650$99,850
Gilliam County, OR$75,650$99,850
Grant County, OR$75,650$99,850
Grants Pass, OR MSA$75,650$99,850
Harney County, OR$75,650$99,850
Hood River County, OR$77,400$102,150
Jefferson County, OR$75,650$99,850
Klamath County, OR$75,650$99,850
Lake County, OR$75,650$99,850
Lincoln County, OR$75,650$99,850
Malheur County, OR$75,650$99,850
Medford, OR MSA$75,650$99,850
Morrow County, OR$75,650$99,850
Portland-Vancouver-Hillsboro, OR-WA MSA$84,550$111,600
Salem, OR MSA$75,650$99,850
Sherman County, OR$75,650$99,850
Tillamook County, OR$75,650$99,850
Umatilla County, OR$75,650$99,850
Union County, OR$75,650$99,850
Wallowa County, OR$75,650$99,850
Wasco County, OR$75,650$99,850
Wheeler County, OR$75,650$99,850
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