USDA Guaranteed Loans are the most popular rural development mortgage program in Oklahoma.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Oklahoma USDA income limits playing a major role.  Guaranteed Loan income limits across OK are listed below.

Oklahoma USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adair County, OK$75,650$99,850
Alfalfa County, OK$75,650$99,850
Atoka County, OK$75,650$99,850
Beaver County, OK$75,650$99,850
Beckham County, OK$75,650$99,850
Blaine County, OK$75,650$99,850
Bryan County, OK$75,650$99,850
Caddo County, OK$75,650$99,850
Carter County, OK$75,650$99,850
Cherokee County, OK$75,650$99,850
Choctaw County, OK$75,650$99,850
Cimarron County, OK$75,650$99,850
Coal County, OK$75,650$99,850
Cotton County, OK HUD Metro FMR Area$75,650$99,850
Craig County, OK$75,650$99,850
Custer County, OK$75,650$99,850
Delaware County, OK$75,650$99,850
Dewey County, OK$75,650$99,850
Ellis County, OK$75,650$99,850
Fort Smith, AR-OK HUD Metro FMR Area$75,650$99,850
Garfield County, OK$75,650$99,850
Garvin County, OK$75,650$99,850
Grady County, OK HUD Metro FMR Area$75,650$99,850
Grant County, OK$75,650$99,850
Greer County, OK$75,650$99,850
Harmon County, OK$75,650$99,850
Harper County, OK$75,650$99,850
Haskell County, OK$75,650$99,850
Hughes County, OK$75,650$99,850
Jackson County, OK$75,650$99,850
Jefferson County, OK$75,650$99,850
Johnston County, OK$75,650$99,850
Kay County, OK$75,650$99,850
Kingfisher County, OK$75,650$99,850
Kiowa County, OK$75,650$99,850
Latimer County, OK$75,650$99,850
Lawton, OK HUD Metro FMR Area$75,650$99,850
Le Flore County, OK HUD Metro FMR Area$75,650$99,850
Lincoln County, OK HUD Metro FMR Area$75,650$99,850
Love County, OK$75,650$99,850
Major County, OK$75,650$99,850
Marshall County, OK$75,650$99,850
Mayes County, OK$75,650$99,850
McCurtain County, OK$75,650$99,850
McIntosh County, OK$75,650$99,850
Murray County, OK$75,650$99,850
Muskogee County, OK$75,650$99,850
Noble County, OK$75,650$99,850
Nowata County, OK$75,650$99,850
Okfuskee County, OK$75,650$99,850
Oklahoma City, OK HUD Metro FMR Area$75,650$99,850
Okmulgee County, OK HUD Metro FMR Area$75,650$99,850
Ottawa County, OK$75,650$99,850
Pawnee County, OK HUD Metro FMR Area$75,650$99,850
Payne County, OK$75,650$99,850
Pittsburg County, OK$75,650$99,850
Pontotoc County, OK$75,650$99,850
Pottawatomie County, OK$75,650$99,850
Pushmataha County, OK$75,650$99,850
Roger Mills County, OK$75,650$99,850
Seminole County, OK$75,650$99,850
Stephens County, OK$75,650$99,850
Texas County, OK$75,650$99,850
Tillman County, OK$75,650$99,850
Tulsa, OK HUD Metro FMR Area$75,650$99,850
Washington County, OK$75,650$99,850
Washita County, OK$75,650$99,850
Woods County, OK$76,850$101,450
Woodward County, OK$75,650$99,850
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