USDA Guaranteed Loans are the most popular rural development mortgage program in Oklahoma. Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.
Search USDA Guaranteed Loan Limits
Search USDA Direct Loan Limits (for low income applicants)
This approach means that the maximum loan limits for Guaranteed Loans are variable, with Oklahoma USDA income limits playing a major role. Guaranteed Loan income limits across OK are listed below.
Oklahoma USDA Guaranteed Loan Income Limits
Area | 1-4 Person Households | 5-8 Person Households |
|---|---|---|
| Adair County, OK | $86,850 | $114,650 |
| Alfalfa County, OK | $86,850 | $114,650 |
| Atoka County, OK | $86,850 | $114,650 |
| Beaver County, OK | $86,850 | $114,650 |
| Beckham County, OK | $86,850 | $114,650 |
| Blaine County, OK | $86,850 | $114,650 |
| Bryan County, OK | $86,850 | $114,650 |
| Caddo County, OK | $86,850 | $114,650 |
| Carter County, OK | $86,850 | $114,650 |
| Cherokee County, OK | $86,850 | $114,650 |
| Choctaw County, OK | $86,850 | $114,650 |
| Cimarron County, OK | $86,850 | $114,650 |
| Coal County, OK | $86,850 | $114,650 |
| Cotton County, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Craig County, OK | $86,850 | $114,650 |
| Custer County, OK | $86,850 | $114,650 |
| Delaware County, OK | $86,850 | $114,650 |
| Dewey County, OK | $86,850 | $114,650 |
| Ellis County, OK | $86,850 | $114,650 |
| Enid, OK MSA | $86,850 | $114,650 |
| Fort Smith, AR-OK HUD Metro FMR Area | $86,850 | $114,650 |
| Garvin County, OK | $86,850 | $114,650 |
| Grady County, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Grant County, OK | $86,850 | $114,650 |
| Greer County, OK | $86,850 | $114,650 |
| Harmon County, OK | $86,850 | $114,650 |
| Harper County, OK | $86,850 | $114,650 |
| Haskell County, OK | $86,850 | $114,650 |
| Hughes County, OK | $86,850 | $114,650 |
| Jackson County, OK | $86,850 | $114,650 |
| Jefferson County, OK | $86,850 | $114,650 |
| Johnston County, OK | $86,850 | $114,650 |
| Kay County, OK | $86,850 | $114,650 |
| Kingfisher County, OK | $86,850 | $114,650 |
| Kiowa County, OK | $86,850 | $114,650 |
| Latimer County, OK | $86,850 | $114,650 |
| Lawton, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Le Flore County, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Lincoln County, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Love County, OK | $86,850 | $114,650 |
| Major County, OK | $86,850 | $114,650 |
| Marshall County, OK | $86,850 | $114,650 |
| Mayes County, OK | $86,850 | $114,650 |
| McCurtain County, OK | $86,850 | $114,650 |
| McIntosh County, OK | $86,850 | $114,650 |
| Murray County, OK | $86,850 | $114,650 |
| Muskogee County, OK | $86,850 | $114,650 |
| Noble County, OK | $86,850 | $114,650 |
| Nowata County, OK | $86,850 | $114,650 |
| Okfuskee County, OK | $86,850 | $114,650 |
| Oklahoma City, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Okmulgee County, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Ottawa County, OK | $86,850 | $114,650 |
| Pawnee County, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Payne County, OK | $86,850 | $114,650 |
| Pittsburg County, OK | $86,850 | $114,650 |
| Pontotoc County, OK | $86,850 | $114,650 |
| Pottawatomie County, OK | $86,850 | $114,650 |
| Pushmataha County, OK | $86,850 | $114,650 |
| Roger Mills County, OK | $86,850 | $114,650 |
| Seminole County, OK | $86,850 | $114,650 |
| Stephens County, OK | $86,850 | $114,650 |
| Texas County, OK | $86,850 | $114,650 |
| Tillman County, OK | $86,850 | $114,650 |
| Tulsa, OK HUD Metro FMR Area | $86,850 | $114,650 |
| Washington County, OK | $86,850 | $114,650 |
| Washita County, OK | $86,850 | $114,650 |
| Woods County, OK | $93,300 | $123,150 |
| Woodward County, OK | $87,600 | $115,650 |
