USDA Guaranteed Loans are the most popular rural development mortgage program in Oklahoma.  Along with no down payment requirement, USDA loans don’t have set maximum loan limits for the guaranteed mortgage program. Instead, local limits are determined by a combination of the area USDA maximum income limit and the applicant’s debt-to-income ratio.

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This approach means that the maximum loan limits for Guaranteed Loans are variable, with Oklahoma USDA income limits playing a major role.  Guaranteed Loan income limits across OK are listed below.

Oklahoma USDA Guaranteed Loan Income Limits

Area
1-4 Person Households
5-8 Person Households
Adair County, OK$86,850$114,650
Alfalfa County, OK$86,850$114,650
Atoka County, OK$86,850$114,650
Beaver County, OK$86,850$114,650
Beckham County, OK$86,850$114,650
Blaine County, OK$86,850$114,650
Bryan County, OK$86,850$114,650
Caddo County, OK$86,850$114,650
Carter County, OK$86,850$114,650
Cherokee County, OK$86,850$114,650
Choctaw County, OK$86,850$114,650
Cimarron County, OK$86,850$114,650
Coal County, OK$86,850$114,650
Cotton County, OK HUD Metro FMR Area$86,850$114,650
Craig County, OK$86,850$114,650
Custer County, OK$86,850$114,650
Delaware County, OK$86,850$114,650
Dewey County, OK$86,850$114,650
Ellis County, OK$86,850$114,650
Enid, OK MSA$86,850$114,650
Fort Smith, AR-OK HUD Metro FMR Area$86,850$114,650
Garvin County, OK$86,850$114,650
Grady County, OK HUD Metro FMR Area$86,850$114,650
Grant County, OK$86,850$114,650
Greer County, OK$86,850$114,650
Harmon County, OK$86,850$114,650
Harper County, OK$86,850$114,650
Haskell County, OK$86,850$114,650
Hughes County, OK$86,850$114,650
Jackson County, OK$86,850$114,650
Jefferson County, OK$86,850$114,650
Johnston County, OK$86,850$114,650
Kay County, OK$86,850$114,650
Kingfisher County, OK$86,850$114,650
Kiowa County, OK$86,850$114,650
Latimer County, OK$86,850$114,650
Lawton, OK HUD Metro FMR Area$86,850$114,650
Le Flore County, OK HUD Metro FMR Area$86,850$114,650
Lincoln County, OK HUD Metro FMR Area$86,850$114,650
Love County, OK$86,850$114,650
Major County, OK$86,850$114,650
Marshall County, OK$86,850$114,650
Mayes County, OK$86,850$114,650
McCurtain County, OK$86,850$114,650
McIntosh County, OK$86,850$114,650
Murray County, OK$86,850$114,650
Muskogee County, OK$86,850$114,650
Noble County, OK$86,850$114,650
Nowata County, OK$86,850$114,650
Okfuskee County, OK$86,850$114,650
Oklahoma City, OK HUD Metro FMR Area$86,850$114,650
Okmulgee County, OK HUD Metro FMR Area$86,850$114,650
Ottawa County, OK$86,850$114,650
Pawnee County, OK HUD Metro FMR Area$86,850$114,650
Payne County, OK$86,850$114,650
Pittsburg County, OK$86,850$114,650
Pontotoc County, OK$86,850$114,650
Pottawatomie County, OK$86,850$114,650
Pushmataha County, OK$86,850$114,650
Roger Mills County, OK$86,850$114,650
Seminole County, OK$86,850$114,650
Stephens County, OK$86,850$114,650
Texas County, OK$86,850$114,650
Tillman County, OK$86,850$114,650
Tulsa, OK HUD Metro FMR Area$86,850$114,650
Washington County, OK$86,850$114,650
Washita County, OK$86,850$114,650
Woods County, OK$93,300$123,150
Woodward County, OK$87,600$115,650
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